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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 28, 2026·96 days on market·Recent sales in Jacksonville

9989 Leahy Road

Jacksonville, FL 32246

$399,000sold priceListed at $399,000 · 100% of asking$217/sqftMLS# 2140322
3
Beds
2
Baths
1,840
Sq Ft
1977
Built
—
Garage
No
Pool
FEMA Zone AENo HOA0.89 acresSingle Family Residence1 story

About this home

Jacksonville

Move-in ready 3-bedroom, 2-bath home on a spacious .89-acre lot in an excellent location! Recently renovated kitchen paired with gorgeous porcelain tile throughout creates a clean, modern feel. Bright, open living spaces offer comfort and functionality, while the large, mostly cleared lot provides endless possibilities for outdoor living, entertaining, parking RVs or boats, or future expansion. A shed on the property adds extra storage and convenience. Bonus flex space from the enclosed garage adds even more versatility to fit your lifestyle. Enjoy the privacy of a large lot without sacrificing convenience--just minutes from shopping, dining, and major roadways. A rare find with space, updates, and location all in one!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,210
Property taxesest. at asking price, Duval County$652
Estimated total, before insurance$2,862/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,214/yr · $434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,210
Principal & Interest: $2,210
Property taxes (est.): $652
Insurance (est.): $266
Estimated Total Monthly
$3,128
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$336,747$263,045—
2024$304,925$254,925▼ $308
2023$302,957$302,957—
2022$284,036$284,036▲ $32,549
2021$179,234$179,234—
2020$163,677$54,931▲ $13,482

2025 property taxes (current owner): $5,214/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$399,000
  • Jul 28, 2026Pending$399,000
  • Apr 16, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2778 Lantana Lakes Drive W, Jacksonville, FL 32246Listed by ROUND TABLE REALTYSep 2026$308,400$2123/21,454530.1
2696 Anniston Road, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLCSep 2026$335,000$1894/21,777670.3
10500 Diamond Oak Court, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$380,000$1944/31,96270.5
3013 Newell Boulevard, Jacksonville, FL 32216Listed by AMERICAN REAL ESTATE SOLUTIONS LLCSep 2026$194,000$935/2.52,094110.9
2915 Newell Boulevard, Jacksonville, FL 32216Listed by REAL BROKER LLCAug 2026$312,990$2224/21,410190.9
9742 Cunningham Road, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$315,000$2333/21,352301.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$217
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,840
Total Structure Area2,096 sq ft
Acres0.89 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementarySouthside Estates
MiddleSouthside
HighEnglewood

Community Information

Address9989 Leahy Road, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSouthside Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size38,768.4 sq ft
Lot Dimensions100x403.6
Parcel Number1239090030

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingElectric
CoolingElectric
FlooringTile
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
RoofShingle
ConstructionBlock
Other StructuresShed(s)
Road SurfaceConcrete

Additional Information

Date ListedApril 16, 2026
Days on Market96
Tax Amount$5,213.88
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: YOUNG REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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