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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Jun 12, 2026·21 days on market·Recent sales in St. Augustine

6970 A1A S 312

St. Augustine Beach, FL 32080

$345,000sold priceListed at $355,000 · 97.2% of asking$1015/sqftMLS# 2139955
1
Beds
1
Baths
340
Sq Ft
1987
Built
—
Garage
No
Pool
HOA $485/moWaterfrontCondominium1 story

About this home

St. Augustine Beach

Experience effortless beachfront living with this 1-bedroom, 1-bath condo in Beacher's Lodge. Ideally situated with direct ocean views, this updated unit features a private balcony overlooking the Atlantic, perfect for enjoying sunrises and ocean breezes. Clean, well-maintained, and move-in ready, it offers a comfortable and low-maintenance lifestyle in a prime oceanfront setting. This property presents an excellent opportunity as a personal retreat or income-producing vacation rental. Residents and guests enjoy amenities including an oceanfront heated pool, direct beach access, laundry facilities, and elevator service. Located near both dining and shopping, the location offers both convenience and walkability. A short drive to downtown St. Augustine. An exceptional value for those seeking an affordable entry into beachfront ownership in St. Augustine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, St. Johns County$459
HOAbilled monthly$485
Estimated total, before insurance$2,855/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,799/yr · $317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $459
Insurance (est.): $230
Estimated Total Monthly
$2,600
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$285,140$277,210—
2024$296,800$252,009—
2023$271,095$229,099—
2022$224,720$208,272—
2021$193,980$189,338—
2020$185,500$172,125—

2025 property taxes (current owner): $3,799/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $500/sq ft; this home is listed at $1,044/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6970 A1A S 238, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$150,000$5001/130040
6970 A1A S 138, St. Augustine, FL 32080Listed by LPT REALTY LLCMay 2025$150,000$5001/1300500

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$355,000
Price / Sq Ft$1,044
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage340
Year Built1987
TypeResidential
Sub-TypeCondominium
StyleCondotel
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address6970 A1A S 312, St. Augustine Beach, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionBeachers Lodge Condo
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1841110312

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingUnassigned
Waterfront TypeOcean Front

Interior

AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
# of Stories1

Additional Information

Date ListedApril 14, 2026
Days on Market21
HOA Fees$485 / Monthly
HOA FrequencyMonthly
Tax Amount$3,799.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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