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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 29, 2026·75 days on market·Recent sales in Jacksonville

1527 Biscayne Bay Drive

Jacksonville, FL 32218

$195,000sold priceListed at $198,990 · 98% of asking$137/sqftMLS# 2139277
2
Beds
2.5
Baths
1,424
Sq Ft
2005
Built
1
Garage
No
Pool
HOA $162/mo6,534 sqft lotTownhouse2 stories

About this home

Jacksonville

Seller is offering $2,500 toward buyer closing costs with an acceptable offer! This move-in ready end-unit townhouse offers one of the best locations in the community with added privacy, extra natural light, only one shared wall, and peaceful pond views from the private patio. The open-concept floor plan features a spacious kitchen overlooking the living and dining areas, plus a convenient half bath downstairs. Upstairs, enjoy a versatile loft perfect for a home office, gym, or media room, along with a spacious owner's suite featuring a walk-in closet and private bath. A second bedroom, full bath, and upstairs laundry provide added convenience. Community amenities include a pool, clubhouse, and playground, with NO CDD fees. Conveniently located near I-95, I-295, Jacksonville International Airport, River City Marketplace, shopping, dining, and major employers. Best opportunity in the community!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,080
Property taxesest. at asking price, Duval County$318
HOAbilled quarterly$162
Estimated total, before insurance$1,560/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,513/yr · $126/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$195,000
$39,000
Loan Term
Monthly Payment
$1,080
Principal & Interest: $1,080
Property taxes (est.): $318
Insurance (est.): $130
Estimated Total Monthly
$1,529
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$165,416$56,675—
2024$161,158$54,371—
2023$162,511$51,332—
2022$130,685$48,381—
2021$107,242$45,516▲ $9,839
2020$94,198$44,198—

2025 property taxes (current owner): $1,513/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$198,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $140/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1607 Biscayne Bay Drive, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATEAug 2026$200,000$1263/2.51,58870.1
12314 Mangrove Forest Court, Jacksonville, FL 32218Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2025$180,000$1262/2.51,424640.1
1330 Salt Ridge Avenue, Jacksonville, FL 32218Listed by REAL BROKER LLCMay 2026$230,000$1393/2.51,6602701.5
817 Berliner Way Lot 31, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$212,400$1383/2.51,538281.8
811 Berliner Way Lot 29, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$212,400$1383/2.51,5381071.8
852 Hartshill Place Lot 47, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$208,900$1363/2.51,538701.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$198,990
Price / Sq Ft$140
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,424
Acres0.15 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBiscayne
MiddleHighlands
HighFirst Coast

Community Information

Address1527 Biscayne Bay Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionBiscayne Bay
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,534 sq ft
Parcel Number0197012820
ZoningResidential

Amenities

AmenitiesPool, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Patio / PorchPorch
RoofShingle
ConstructionFrame, Stucco, Vinyl Siding

Additional Information

Date ListedApril 9, 2026
Days on Market75
HOA Fees$485 / Quarterly
HOA FrequencyQuarterly
Tax Amount$1,513.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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