This home is in Riverside, Jacksonville.
Sold·Closed May 28, 2026·1 day on market·Recent sales in Riverside·Riverside
2157 Ernest Street
Jacksonville, FL 32204
66 more homes for sale in Riverside →Search Riverside on the map
About this home
Riverside
Cute Riverside bungalow with open porch and porch swing - a perfect place to enjoy your Riverside neighborhood. Close to Historic 5 Points, parks, restaurants, and shopping, this house is updated and ready to be your new home. Large, fenced yard and updated kitchen and appliances. OPEN HOUSE SUNDAY, APRIL 12, NOON TO 4, DURING THE RAP HOME TOUR!
Next steps in Riverside
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1926)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,531 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $253,481 | $220,723 | — |
| 2024 | $233,188 | $200,658 | — |
| 2023 | $238,770 | $182,417 | ▲ $33,775 |
| 2022 | $198,559 | $165,834 | — |
| 2021 | $174,096 | $150,759 | ▲ $3,515 |
| 2020 | $166,851 | $137,054 | — |
2025 property taxes (current owner): $4,478/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 13, 2026Closed$329,900
- Apr 9, 2026Listed$329,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $305/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 716 Locust Street, Jacksonville, FL 32205Listed by REAL BROKER LLC | Sep 2026 | $249,990 | $208 | 3/2.5 | 1,201 | 24 | 0.9 |
| 2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAX | Sep 2026 | $112,500 | $85 | 3/1.5 | 1,318 | 7 | 0.9 |
| 2913 Forbes Street, Jacksonville, FL 32205Listed by JPAR CITY AND BEACH | Aug 2026 | $370,000 | $275 | 3/2 | 1,344 | 41 | 1 |
| 2893 Downing Street, Jacksonville, FL 32205Listed by 1 REALTY CORP | Sep 2026 | $377,000 | $272 | 3/2 | 1,386 | 24 | 1.1 |
| 2975 Ernest Street, Jacksonville, FL 32205Listed by HERRON REAL ESTATE LLC | Aug 2026 | $265,000 | $210 | 4/2 | 1,260 | 98 | 1.1 |
| 2944 Olga Place, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLC | Oct 2026 | $439,000 | $322 | 3/2 | 1,364 | 128 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TRADITIONS REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverside
Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.
View all Riverside homes for sale →Keep looking
More homes in Riverside
For SaleIncome
2910 Post StreetJacksonville, FL 32205
4 bd · 2 ba · 1,566 sq ft
$335,000Est. $1,783/moPriced for quick sale! 2 - 2 bedroom/1bath Duplex for sale both rented for $1200 each a month - You can live in one or…
Listing Office: united real estate gallery
Under Contract2358 Ernest StreetJacksonville, FL 32204
2 bd · 1 ba · 1,071 sq ft
$275,000Est. $1,464/moCute Riverside bungalow with fenced backyard and screened front porch. Updated kitchen, appliances, roof, painting and…
Listing Office: traditions realty llc
For SaleIncome
2236 Post StreetJacksonville, FL 32204
3 bd · 0 ba · 2,022 sq ft
$399,000Est. $2,124/moFully leased Riverside duplex generating 3000.00/m in rental income. This income producing property features a 2 BR/1…
Listing Office: ryan real estate
For Sale2256 Forbes StreetJacksonville, FL 32204
3 bd · 2 ba · 1,600 sq ft
$465,000Est. $2,475/moBeautifully renovated 3-bedroom, 2-bath bungalow in the highly desirable Riverside area. This move-in-ready home blends…
Listing Office: jpar city and beach
Keep looking
Similar homes in Jacksonville
Explore the area
More in Riverside
Riverside guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines