This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 10, 2026·97 days on market·Recent sales in Jacksonville
757 Benton Harbor Drive E
Jacksonville, FL 32225
About this home
Jacksonville
The best view of a peaceful waterfront home off Kernan road, you can't find this view in this area for this price. its breath taking. All new freshly painted inside and outside, three-bedroom, two full bath home offers a great location. Home sits on approx. 1.385-acre waterfront lot. Large kitchen with walk in pantry, plenty of cabinet space, an eat-in-space in kitchen, open family room, dining room, living room, and split bedroom floorplan. Family room has Built in shelves with wood burning fireplace. Yard well cared for with sprinkler system. Carpet and tile flooring throughout. New hot water heater. No WDO issues. Already passed inspections. Home is in extremely desirable location and neighborhood. 20 mins to Mayo Clinic, 20 mins. to Beaches. 20 mins to Mayport NAS,15 mins to university, and 10 mins to shopping.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,790 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $353,985 | $325,345 | — |
| 2024 | $325,099 | $295,769 | — |
| 2023 | $337,371 | $268,881 | — |
| 2022 | $292,236 | $244,438 | — |
| 2021 | $222,217 | $222,217 | — |
| 2020 | $217,986 | $217,986 | ▲ $6,672 |
2024 property taxes (current owner): $5,664/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 11, 2026Closed$438,900
- Jul 17, 2026Active Under Contract$438,900
- Jul 9, 2026Price change$438,900−$2,000
- Apr 9, 2026Listed$440,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 374 Hickory Hollow Drive N, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $356,000 | $243 | 4/2 | 1,468 | 132 | 0.3 |
| 992 Hyannis Port Drive, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Sep 2026 | $360,000 | $229 | 3/2 | 1,572 | 176 | 0.5 |
| 970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTY | Sep 2026 | $440,000 | $197 | 4/2 | 2,234 | 48 | 0.7 |
| 545 Oneida Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $385,000 | $251 | 4/2 | 1,532 | 69 | 0.8 |
| 930 Arkenstone Drive, Jacksonville, FL 32225Listed by MOMENTUM REALTY | Sep 2026 | $415,000 | $291 | 4/2 | 1,425 | 13 | 0.9 |
| 13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $340,000 | $228 | 3/2 | 1,488 | 18 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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