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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·Listed today

318 Candlebark Drive

Jacksonville, FL 32225

$410,000$231/sqftEst. $2,108/moMLS# 2162163
4
Beds
2
Baths
1,778
Sq Ft
2009
Built
2
Garage
No
Pool

About this home

Jacksonville

This 4 bedroom, 2 bath home has been well maintained and offers a like-new interior. The home features updated tile flooring thorughout the main living areas and carpet in the bedrooms, neutral finishes, a spacious kitchen with stainless steel appliances, and a screened-in lanai overlooking the fenced backyard. Easy to show!

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,108
Principal & Interest: $2,108
Property taxes (est.): $670
Insurance (est.): $273
Estimated Total Monthly
$3,051
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,108
Property taxesest. at asking price, Duval County$669
HOAbilled semi-annually$71
Estimated total, before insurance$2,848/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,756/yr · $563/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,756/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$410,000
Price / Sq Ft$231
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,778
Total Structure Area2,502 sq ft
Acres0.13 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address318 Candlebark Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionKernan West
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size5,662.8 sq ft
Parcel Number1674452435

Amenities

UtilitiesWater Available
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
FencingBack Yard

Additional Information

Date ListedAugust 27, 2026
Days on Market3
HOA Fees$424 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$6,756.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOVEREIGN REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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