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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cranes Lake, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active

Active·1 day on market·Cranes Lake

137 Cranes Lake Drive

Ponte Vedra Beach, FL 32082

$315,000$278/sqftEst. $1,731/mo mortgageMLS# 2170557
Open house Sat, Oct 24 · 12:00 pm–3:00 pm
2
Beds
2
Baths
1,134
Sq Ft
1983
Built
—
Garage
No
Pool

4 more homes for sale in Cranes Lake →Search Cranes Lake on the map

FEMA Zone XHOA $475/moWaterfrontCondominium1 story

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About this home

Cranes Lake

**NEW TO MARKET | CRANES LAKE - A RARE FIND!** Discover a truly special opportunity in Cranes Lake! This distinctive corner-unit residence offers a combination of privacy, beautiful natural views, and inviting indoor-outdoor living that is hard to find. The standout feature is the **huge back porch**, where spectacular views of mature trees and water create a peaceful backdrop for morning coffee, entertaining friends, or unwinding at the end of the day. The corner location enhances both the views and sense of privacy. Inside, enjoy warm hardwood floors, a vaulted ceiling that creates an open, airy feel, and a charming wood-burning fireplace perfect for cozy evenings. The updated kitchen brings fresh style and functionality, while the owner's bath features a custom vanity for a personalized touch. **No other unit currently on the market in Cranes Lake offers this same combination of features and setting!** If you've been waiting for something special, this is your opportunity to enjoy

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,731
Property taxesest. at asking price, St. Johns County$419
HOAbilled monthly$475
Estimated total, before insurance$2,625/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,731
Principal & Interest: $1,731
Property taxes (est.): $419
Insurance (est.): $210
Estimated Total Monthly
$2,360
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $459/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $278/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
145 Bimini Court, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$415,000$3512/21,184590.2
502 Marsh Cove Lane, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCOct 2026$264,000$2402/21,100300.3
1022 Sea Hawk Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$325,000$2373/31,37050.3
2054 Sea Hawk Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$272,000$2502/21,090430.3
605 Marsh Cove Lane, Ponte Vedra Beach, FL 32082Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2026$275,000$2252/2.51,220430.3
10 Ponte Vedra Court Court D, Ponte Vedra Beach, FL 32082Listed by HERRON REAL ESTATE LLCSep 2026$304,000$2243/31,3571430.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$315,000
Price / Sq Ft$278
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,134
Year Built1983
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address137 Cranes Lake Drive, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionCranes Lake I Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0510910137

Amenities

AmenitiesPool, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewLake, Trees/Woods
Waterfront TypeLake Front

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Lot DescriptionWooded
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFrame, Wood Siding
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedOctober 23, 2026
Days on Market11
HOA Fees$475 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$458.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cranes Lake

Cranes Lake is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Cranes Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/24/2026

12:00 pm - 3:00 pm