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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Entrada, St. Augustine — a home near St. Augustine High School.

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Sold

$305,000Sold4 bd · 2 ba · 1,488 sq ft

Sold·Closed Nov 2, 2026·123 days on market·Recent sales in Entrada·Entrada

407 Ardila Circle

St. Augustine, FL 32084

$305,000sold priceListed at $305,000 · 100% of asking$205/sqftMLS# 2138118
4
Beds
2
Baths
1,488
Sq Ft
2024
Built
2
Garage
No
Pool

19 more homes for sale in Entrada →Search Entrada on the map

FEMA Zone XHOA $17/moSingle Family Residence1 story

About this home

Entrada

Opportunity Awaits in Entrada! Don't miss this second chance to own this beautiful 2024 home in the highly desirable Entrada community. The previous buyer successfully obtained short sale approval from the lender but ultimately terminated the contract for reasons unrelated to the property. To the seller's knowledge, there are no known issues with the home, which remains within the builder's warranty.. Offering 4 bedrooms, 2 bathrooms, and 1,488 square feet of thoughtfully designed living space, this home provides an excellent opportunity to own a newer construction home in one of St. Augustine's most sought-after communities and highly rated school districts at an exceptional value.While the home is nearly new, it could benefit from minor interior cosmetic touch-ups and some landscaping to restore its full curb appeal. Whether you are a first-time homebuyer, an investor, or simply looking to build instant sweat equity, this property presents outstanding potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,663
Property taxesest. at asking price, St. Johns County$406
HOAbilled annually$17
Estimated total, before insurance$2,085/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,143/yr · $262/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$257,218$206,496—
2024$70,000$70,000—

2025 property taxes (current owner): $3,143/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Nov 4, 2026Closed$305,000
  • Sep 15, 2026Price change$305,000+$5,000
  • Aug 25, 2026Pending$300,000
  • Aug 23, 2026Active Under Contract$300,000
  • Aug 5, 2026Active$300,000
  • Aug 3, 2026Active Under Contract$300,000
  • Apr 2, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
492 Jarama Circle, St. Augustine, FL 32084Listed by LIST NOW REALTYJul 2026$375,000$2204/21,705300.2
46 Albacete Road, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEJul 2026$315,000$2013/21,564920.2
35 Albacete Road, St. Augustine, FL 32084Listed by WATSON REALTY CORPOct 2026$349,000$1884/21,856200.3
780 Narvarez Avenue, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$370,000$2173/21,709330.3
91 Alagon Way, St. Augustine, FL 32084Listed by LPT REALTY LLCSep 2026$360,000$2003/21,798190.3
151 Narvarez Avenue, St. Augustine, FL 32084Listed by BARBARA RENEE WHITE, BROKERSep 2026$365,000$2044/21,791490.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$305,000
Price / Sq Ft$205
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,488
Total Structure Area2,028 sq ft
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWebster
MiddleMurray

Community Information

Address407 Ardila Circle, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionEntrada
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1011850110

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 15, 2026
Days on Market123
HOA Fees$201.5 / Annually
HOA FrequencyAnnually
HOA NameEntrada Community
Tax Amount$3,142.9
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PUBLIC SERVICES REALTY

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Entrada

Entrada is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Entrada homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

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