Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Entrada, St. Augustine — a home near St. Augustine High School.

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Active

Active·122 days on market·Entrada

32 Aveiro Way

St. Augustine, FL 32084

$395,000$183/sqftEst. $2,031/moMLS# 2142762

Beds

Baths

2,153

Sq Ft

2023

Built

Garage

Pool

About this home

Entrada

Plenty of room for everyone-and their cars or toys-with this like new home in Entrada! This spacious single level home offers an open concept layout with island kitchen, 4 bedrooms, 2 baths and a 3-car garage. Situated in Entrada, where residents enjoy resort style amenities including sparkling pool, splash pad, dog park, clubhouse, playground, and fitness center. All of this located just minutes from Treaty Oaks Publix, Historic Downtown St Augustine, top-rated St Johns County schools, shopping, dining and beautiful St Augustine beaches.

Cost to own

Mortgage calculator

Home Price

$395,000

Down Payment: 20%

$79,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,031

Principal & Interest: $2,031

Property taxes (est.): $526

Insurance (est.): $263

Estimated Total Monthly

$2,820

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,031

Property taxesest. at asking price, St. Johns County$526

HOAbilled annually$8

Estimated total, before insurance$2,565/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,502/yr · $625/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $400,000 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$352,629	$300,663	—
2024	$340,274	$290,274	—
2023	$70,000	$70,000	—

2025 property taxes (current owner): $7,502/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History