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This home is in Stonebridge, Jacksonville.

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Active

Active·150 days on market·Stonebridge

7990 Baymeadows Road E 416

Jacksonville, FL 32256

$192,000$159/sqftEst. $987/moMLS# 2138076

Beds

Baths

1,206

Sq Ft

2002

Built

—

Garage

Pool

About this home

Stonebridge

Step into this charming, first floor home. It is a 3-bedroom, 2 bath condominium, ideally located near shopping, dining, parks, playgrounds, and top-rated schools. Just five minutes from St. Johns Town Center! The motivated sellers are offering $5,000 in buyer incentives toward closing costs or customizing the home to your taste. They also included a 1-year home warranty covering major appliances, plumbing, electrical, and HVAC systems for extra peace of mind. Enjoy community amenities that make every day feel like a getaway: a gated entrance, fitness center overlooking a resort style pool, and a clubhouse perfect for relaxing or entertaining. The monthly condo fee includes water, sewer, exterior pest control, and access to all amenities. Do not wait to schedule your private tour today and make this condominium your new home!

Cost to own

Mortgage calculator

Home Price

$192,000

Down Payment: 20%

$38,400

Interest Rate: 6.66%

Loan Term

Monthly Payment

$987

Principal & Interest: $987

Property taxes (est.): $314

Insurance (est.): $128

Estimated Total Monthly

$1,429

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$987

Property taxesest. at asking price, Duval County$314

HOAbilled monthly$225

Estimated total, before insurance$1,526/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,383/yr · $115/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$175,000	$67,081	▼ $24,500
2024	$199,500	$64,483	—
2023	$199,500	$61,149	—
2022	$158,500	$57,912	—
2021	$125,500	$54,769	—
2020	$119,000	$53,323	—

2025 property taxes (current owner): $1,383/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 2, 2026Listed$192,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$192,000

Price / Sq Ft$159

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,206

Year Built2002

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address7990 Baymeadows Road E 416, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionStonebridge

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number1677456085

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Water SourcePublic

ParkingParking Lot, Unassigned