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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Jun 15, 2026·36 days on market·Recent sales in Ponte Vedra Beach

184 Possum Trot Road

Ponte Vedra Beach, FL 32082

$1,395,000sold priceListed at $1,395,000 · 100% of asking$405/sqftMLS# 2137721
4
Beds
3.5
Baths
3,444
Sq Ft
2016
Built
3
Garage
Yes
Pool
HOA $250/mo9,148 sqft lotSingle Family Residence2 stories

About this home

Ponte Vedra Beach

Former Model Home with Designer Finishes, Private Pool & Preserve Views This exceptional former model home is part of a boutique collection of just 24 established residences, privately tucked away. Featuring elevated architectural details and upscale finishes, the home offers a sophisticated yet welcoming feel from the moment you arrive. The open-concept design centers around a gourmet kitchen with abundant cabinetry, stone countertops, and a large island that flows into the living and dining areas, ideal for daily living and entertaining. Expansive sliding glass doors open to a private backyard oasis with a pool, spa, and serene preserve views. The primary suite is conveniently located on the ground floor with a spa-inspired shower bath and generous closet. Upstairs boasts a flexible loft area perfect for a media room, office, or bonus living space, plus additional bedrooms. Additional highlights include an expanded 3-car garage with epoxy flooring and built-in storage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,727
Property taxesest. at asking price, St. Johns County$1,856
HOAbilled monthly$250
Estimated total, before insurance$9,833/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,963/yr · $747/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,395,000
$279,000
Loan Term
Monthly Payment
$7,727
Principal & Interest: $7,727
Property taxes (est.): $1,856
Insurance (est.): $930
Estimated Total Monthly
$10,513
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,081,264$628,679—
2024$1,044,536$610,254—
2023$1,004,138$591,023—
2022$828,981$572,352—
2021$604,225$554,225—
2020$611,536$561,536—

2025 property taxes (current owner): $8,963/yr

Estimated taxes if purchased at asking price: ~$22,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $389/sq ft; this home is listed at $405/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
145 Egrets Walk Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,400,000$4065/43,450690.1
117 Glen Eagles Court, Ponte Vedra Beach, FL 32082Listed by DALTON WADE INCJun 2026$960,000$3134/3.53,070580.3
4650 Palm Valley Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$2,425,000$6355/43,821960.4
117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$880,000$3034/2.52,9061310.4
104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$768,000$2934/2.52,6171590.4
279 Payasada Circle, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$1,380,000$3894/3.53,5461170.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,395,000
Price / Sq Ft$405
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,444
Acres0.21 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Waterfall
Is WaterfrontNo

School Information

Community Information

Address184 Possum Trot Road, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionPreserve At Palm Valley
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size9,147.6 sq ft
Lot Dimensions70 x130
Parcel Number0665010240
ZoningResidential

Amenities

AmenitiesBoat Dock, Management - Off Site, Playground, Trash
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGarage, Garage Door Opener
ViewPond, Pool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Rented
HeatingCentral, Electric, Heat Pump, Hot Water
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
SecuritySecurity System Leased, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Above Ground

Exterior

Lot DescriptionCul-De-Sac, Drainage Canal, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingBack Yard, Full, Wrought Iron
RoofShingle
ConstructionBlock, Concrete, Frame, Stone, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 1, 2026
Days on Market36
HOA Fees$250 / Monthly
HOA FrequencyMonthly
HOA NamePreserve At Palm Valley
HOA Fee IncludesMaintenance Grounds, Sewer, Trash
Tax Amount$8,962.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines