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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Azalea Ridge, Middleburg — a home near Middleburg High School.

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Sold

Sold·Closed Jul 16, 2026·74 days on market·Recent sales in Azalea Ridge·Azalea Ridge

1829 Cherry Creek Way

Middleburg, FL 32068

$357,000sold priceListed at $370,000 · 96.5% of asking$152/sqftMLS# 2137380
4
Beds
2.5
Baths
2,352
Sq Ft
2017
Built
2
Garage
No
Pool

9 more homes for sale in Azalea Ridge →Search Azalea Ridge on the map

HOA $7/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Azalea Ridge

Welcome to your perfect family home in Azalea Ridge! Built in 2017, this beautifully maintained two-story single-family residence offers 2,352 square feet of thoughtfully designed living space, combining modern style with everyday comfort. Step inside to a bright and inviting open-concept floor plan, ideal for both entertaining and daily living. The chef-inspired kitchen features sleek appliances, ample counter space, and a seamless flow into the dining and living areas--creating the perfect gathering space filled with natural light. The owner's suite is conveniently located on the first floor, offering privacy and ease, complete with a spacious layout and a spa-like en-suite bath. Upstairs, you'll find three additional generously sized bedrooms, providing plenty of room for family, guests, or a home office. Additional highlights include a two-car garage with an electric vehicle hookup, abundant storage, and a fully fenced backyard--perfect for enjoying outdoor living, pets, or week

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,977
Property taxesest. at asking price, Clay County$547
HOAbilled annually$7
Estimated total, before insurance$2,531/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$963/yr · $80/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$357,000
$71,400
Loan Term
Monthly Payment
$1,977
Principal & Interest: $1,977
Property taxes (est.): $547
Insurance (est.): $238
Estimated Total Monthly
$2,763
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$348,979$0—
2024$361,790$0—
2023$364,908$191,697—
2022$338,549$184,658—
2021$262,005$177,824—
2020$239,954$174,679—

2025 property taxes (current owner): $963/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1837 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLCAug 2026$299,900$1624/21,856610
1866 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLCAug 2026$300,000$1624/21,856550.1
1978 Rock Springs Way, Middleburg, FL 32068Listed by MOMENTUM REALTYJul 2026$325,000$1734/21,881150.1
1856 Woodland Glen Road, Middleburg, FL 32068Listed by JPAR CITY AND BEACHJul 2026$315,000$1694/21,861100.2
1837 Marias River Court, Middleburg, FL 32068Listed by MARKETPLACE HOMESSep 2026$370,000$1704/22,182170.4
3832 Great Falls Loop, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$349,900$1704/32,058410.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$370,000
Price / Sq Ft$157
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,352
Acres0.15 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryTynes
MiddleWilkinson

Community Information

Address1829 Cherry Creek Way, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionAzalea Ridge
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,534 sq ft
Parcel Number01052400592400610
ZoningResidential

Amenities

AmenitiesChildren's Pool, Clubhouse, Fitness Center, Park, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Alarm, Security System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedMarch 30, 2026
Days on Market74
HOA Fees$80 / Annually
HOA FrequencyAnnually
Tax Amount$963.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: W & E Realty, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Azalea Ridge

Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.

View all Azalea Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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