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Sold

Sold·Closed Jun 12, 2026·53 days on market

1777 Southpoint Cove

Switzerland, FL 32259

$480,000sold priceListed at $499,950 · 96% of asking$215/sqftMLS# 2137167
4
Beds
2
Baths
2,234
Sq Ft
1992
Built
2
Garage
No
Pool
No HOA0.49 acresSingle Family Residence1 story

About this home

Switzerland

Why live in a cookie-cutter development when you can enjoy nearly half an acre in an established neighborhood? This 4-bedroom, 2-bath home offers space, privacy and freedom. With NO HOA or CDD you will have plenty of room to wash/store your boat or RV on the property without the bother of rules that are dictated by someone else. Turnkey and move-in ready with newer appliances, an 8-year-old roof and updated A/C, this home fills the ''close and move-in right away'' box that can be difficult in an established neighborhood. Bright, functional living areas that are open and inviting are perfect for a relaxed lifestyle. The primary bedroom and guest rooms are huge by today's standards and will accommodate most furnishing needs. Combine this home with its location, proximity to the river and beaches and one of the best school districts makes this property a must see. This home is easy to show, so please put this on your list of homes to see today. Thank you for viewing!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,659
Property taxesest. at asking price, St. Johns County$639
Estimated total, before insurance$3,297/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,923/yr · $494/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,659
Principal & Interest: $2,659
Property taxes (est.): $639
Insurance (est.): $320
Estimated Total Monthly
$3,617
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,523 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$425,897$405,468—
2024$412,909$368,607—
2023$442,668$335,097—
2022$443,942$304,634—
2021$276,940$276,940—
2020$268,806$268,806—

2025 property taxes (current owner): $5,923/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
786 Swiss Oaks Court, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$510,000$2464/22,077340.7
709 Abby Mist Drive, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATEAug 2026$699,900$2664/32,63520.8
1525 Stratford Court, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$515,000$2303/22,243110.9
1768 Greenridge Circle E, St. Johns, FL 32259Listed by MOMENTUM REALTYOct 2026$550,000$2155/32,560111
1587 Scottridge Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,100,000$3804/3.52,891231
1204 Cunningham Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$600,000$2584/32,32821

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,950
Price / Sq Ft$224
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,234
Total Structure Area2,548 sq ft
Acres0.49 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

Community Information

Address1777 Southpoint Cove, Switzerland, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionWestwood
CitySwitzerland
CountySt. Johns
StateFL
Zip Code32259
Lot Size21,344.4 sq ft
Parcel Number0027400040
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, Microwave, Water Softener Owned
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared, Cul-De-Sac
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 28, 2026
Days on Market53
Tax Amount$5,923.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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