This home is in Atlantic Beach.
Active·111 days on market
43 Forrestal Circle N
Atlantic Beach, FL 32233
About this home
Atlantic Beach
Rare Atlantic Beach Opportunity! Tucked away on a quiet cul-de-sac in highly desirable Atlantic Beach, this 2-bedroom, 1.5-bath home offers 1,355 sq ft of comfortable living just a 5-minute bike ride to the ocean. Enjoy easy access to local shops, restaurants, and nightlife, plus a quick commute to Mayport Naval Base. The home sits on a spacious and fully fenced .21-acre lot with lush landscaping, a peaceful fish pond, mature fruit and palm trees, a shed, a separate workshop with electric plus a covered carport--plenty of room to relax, create, or expand. Inside, you'll find a brand new HVAC system, wood burning fireplace and a flexible layout that can easily be converted back to a third bedroom. A great opportunity to settle into the beach lifestyle with space to make it your own. Come see this amazing opportunity today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $348,349 | $44,362 | — |
| 2024 | $348,630 | $42,405 | ▲ $112 |
| 2023 | $314,435 | $39,714 | — |
| 2022 | $244,423 | $37,101 | — |
| 2021 | $232,345 | $34,565 | — |
| 2020 | $229,159 | $33,398 | — |
2025 property taxes (current owner): $926/yr
Estimated taxes if purchased at asking price: ~$7,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Membrane — year not disclosed (home built 1961)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Private well (public record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,740 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 13, 2026Active$399,000
- Jul 8, 2026Active Under Contract$399,000
- Mar 26, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SELLSTATE JAX REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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