This home is in Atlantic Beach.

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162 Belvedere Street

Atlantic Beach, FL 32233

$625,000$487/sqftEst. $3,327/moMLS# 2155664

Beds

Baths

1,284

Sq Ft

1977

Built

Garage

Pool

About this home

Atlantic Beach

Discover the coastal charm of 162 Belvedere Street, an inviting residence perfectly situated in the heart of Atlantic Beach. This home offers a rare opportunity to embrace a relaxed, beach-centric lifestyle while enjoying proximity to the vibrant local scene. With its desirable location, you are just moments away from pristine sandy shores, premier surfing spots, and the eclectic dining and shopping options that define the Atlantic Beach community. The home offers convenience of being near major coastal thoroughfares, ensuring effortless access to surrounding areas. Whether you are looking for a permanent seaside sanctuary or a smart investment, this property serves as an excellent foundation. Experience the perfect blend of coastal serenity and modern convenience--schedule your showing today to see all that this Atlantic Beach gem has to offer.

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,177

Principal & Interest: $3,177

Est. Taxes & Insurance: $794

Estimated Total Monthly

$3,971

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,327

Property taxesest. at asking price, Duval County$1,021

Estimated total, before insurance$4,347/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,669/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History