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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Creek Estates, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed May 4, 2026·20 days on market·Recent sales in Durbin Creek Estates·Durbin Creek Estates

509 Bent Creek Drive

St. Johns, FL 32259

$460,000sold priceListed at $479,000 · 96% of asking$265/sqftMLS# 2136597
3
Beds
2
Baths
1,738
Sq Ft
2019
Built
2
Garage
No
Pool

All Durbin Creek Estates homes for sale →Search Durbin Creek Estates on the map

HOA $83/mo9,583 sqft lotSingle Family Residence1 story

About this home

Durbin Creek Estates

Move-in ready 3BR/2BA home on a preserve lot with no rear neighbors and large vinyl-fenced backyard. Open floor plan with updated kitchen, fresh interior paint, and 3-panel pocket sliding glass doors leading to screened-in porch for indoor/outdoor living. Gas home with tankless water heater and water softener. Upgrades include Shark-coated garage floor and porch, overhead garage storage, and decorative landscape curbing for added curb appeal. Private backyard, great for entertaining, pets, or play. Located in a desirable community with NO CDD fees. Well-maintained, energy-efficient, and move-in ready. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, St. Johns County$612
HOAbilled annually$83
Estimated total, before insurance$3,243/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,176/yr · $265/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Property taxes (est.): $612
Insurance (est.): $307
Estimated Total Monthly
$3,467
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,176/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 25, 2026Listed$479,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
569 Sparrow Branch Circle, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$410,000$2383/21,72400.8
408 S Elverton Place, St. Johns, FL 32259Listed by SERVICE REALTY, LLCSep 2026$428,900$2253/21,906780.8
616 E Tropical Trace, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$510,000$2924/21,746130.9
136 Blackjack Branch Way, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$430,000$2553/21,683370.9
237 Crooked Court, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$475,000$2373/22,006971.1
304 S Buck Board Drive, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COASTSep 2026$450,000$2264/21,9901061.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,000
Price / Sq Ft$276
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,738
Acres0.22 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address509 Bent Creek Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Creek Estates
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size9,583.2 sq ft
Parcel Number0096510640

Amenities

UtilitiesElectricity Available
Water SourcePublic
ParkingGarage

Interior

AppliancesTankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

FencingVinyl

Additional Information

Date ListedMarch 25, 2026
Days on Market20
HOA Fees$998 / Annually
HOA FrequencyAnnually
Tax Amount$3,176.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 904 REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Creek Estates

Durbin Creek Estates is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Creek Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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