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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 21, 2026·94 days on market·Recent sales in Jacksonville

7702 N North Shore Drive

Jacksonville, FL 32208

$230,000sold priceListed at $244,900 · 93.9% of asking$98/sqftMLS# 2136187
4
Beds
2.5
Baths
2,339
Sq Ft
1924
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.95 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

Waterfront OCEAN ACCESS multi family opportunity. Situated along a wide, navigable river, this property offers expansive water views, a private dock, and the ability to enjoy boating right from your backyard. The main residence 3 bed, 1.5 bath features spacious living areas with original character, including a fireplace, large windows, and a flexible layout ready to be reimagined. A bright sunroom overlooks the water, creating the perfect space to relax and take in the views. The home also includes a screened-in pool area, offering a unique indoor-outdoor entertaining space with incredible potential. In addition to the main house, the property includes a detached garage with an upstairs 1 bed, 1 bath apartment, ideal for guests, rental income, or a private workspace. Set on a generous lot with mature trees and direct water frontage, this property presents a rare chance to create a custom waterfront retreat in an established neighborhood.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
Estimated total, before insurance$1,650/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,560/yr · $547/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,561 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$328,180$328,180—
2024$324,391$324,391▼ $1,316
2023$325,781$82,812▲ $2,266
2022$232,687$77,134—
2021$181,068$71,786▲ $1,187
2020$177,916$69,358—

2025 property taxes (current owner): $6,560/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$244,900
  • Aug 10, 2026Pending$244,900
  • Aug 7, 2026Price change$244,900−$5,000
  • Aug 4, 2026Pending$249,900
  • Jul 23, 2026Price change$249,900−$45,100
  • Jul 11, 2026Price change$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $105/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
525 W 66th Street, Jacksonville, FL 32208Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$111,000$643/21,7481100.1
755 Valley Forge Road, Jacksonville, FL 32208Listed by LOKATIONOct 2026$245,000$1364/21,80360.5
6751 Perry Street, Jacksonville, FL 32208Listed by INTEGRITY KEY REALTY LLCSep 2026$210,000$1254/21,679200.6
1209 Ida Street, Jacksonville, FL 32208Listed by EXP REALTY LLCApr 2026$115,000$613/21,8881300.7
500 Broward Road, Jacksonville, FL 32218Listed by JPAR CITY AND BEACHAug 2026$724,500$4013/21,8051050.9
7862 Stephenson Drive, Jacksonville, FL 32208Listed by COASTAL REALTY JAXAug 2026$225,000$1364/21,6501020.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,900
Price / Sq Ft$105
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,339
Acres0.95 acres
Year Built1924
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address7702 N North Shore Drive, Jacksonville, FL 32208
Area071-Brentwood/Evergreen
SubdivisionTallulah
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size41,382 sq ft
Parcel Number0353630000

Amenities

UtilitiesOther
Water SourceOther
ParkingCarport, Garage

Interior

Interior FeaturesOther
AppliancesOther
CoolingOther
FlooringTile, Wood
# of Stories2

Exterior

FencingOther
Other StructuresOther

Additional Information

Date ListedAugust 7, 2026
Days on Market94
Tax Amount$6,560.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CORBELO, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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