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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 1, 2026·63 days on market·Recent sales in Jacksonville

1242 King James Place

Jacksonville, FL 32218

$430,000sold priceListed at $439,000 · 97.9% of asking$234/sqftMLS# 2135617
4
Beds
2
Baths
1,837
Sq Ft
1996
Built
2
Garage
No
Pool
No HOA2.34 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Welcome to your picturesque retreat nestled at the end of a peaceful cul de sac, boasting 2.3 acres of meticulously landscaped grounds and a wealth of outdoor amenities. A serene man-made pond with a charming fishing dock sets the scene for tranquil afternoons. An established garden and shaded picnic area offer perfect spots for relaxation and gatherings. Three spacious outdoor sheds provide ample storage for all your outdoor equipment and toys. The expansive Florida room, screened lanai, and covered deck extend your living space outdoors, ideal for hosting gatherings or simply soaking in the peaceful surroundings. Grab your paddle boat and explore the pond--it's your invitation to unwind and stay a while. Surrounded by lush trees and wooded areas, this property ensures privacy and serenity. NO HOA! Inside, the home offers a perfect blend of comfort and functionality. Four bedrooms, including a secluded master suite, provide ample space for relaxation and privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Property taxesest. at asking price, Duval County$702
Estimated total, before insurance$3,084/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Property taxes (est.): $702
Insurance (est.): $287
Estimated Total Monthly
$3,371
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,490 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$388,962$388,962▲ $18,998
2024$371,228$145,393—
2023$341,043$139,702▲ $10,267
2022$319,591$134,177▲ $19,585
2021$260,348$128,813—
2020$246,819$126,345—

2023 property taxes (current owner): $2,881/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1431 Jan Lane, Jacksonville, FL 32218Listed by JWB REALTY LLCAug 2026$319,900$1824/21,759460.4
14122 Summer Breeze Drive E, Jacksonville, FL 32218Listed by ALKO REALTY LLCSep 2026$390,000$1845/22,119790.6
12750 Dunns View Drive, Jacksonville, FL 32218Listed by EXP REALTY LLCOct 2026$400,000$1734/22,31191.2
12736 Chandler View Court, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$394,900$1744/22,266441.3
13002 Lanier Road, Jacksonville, FL 32226Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLCSep 2026$405,000$1814/22,2321111.3
13513 Yellow Bluff Road, Jacksonville, FL 32226Listed by RPB REALTY,INCSep 2026$409,900$1974/22,0841101.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$239
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,837
Acres2.34 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address1242 King James Place, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionMetes & Bounds
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size101,930.4 sq ft
Parcel Number1062850070

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage Door Opener
ViewPond, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot, Many Trees
Patio / PorchCovered, Deck, Glass Enclosed, Rear Porch
FencingBack Yard, Chain Link
RoofShingle
ConstructionBrick
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 19, 2026
Days on Market63
Tax Amount$2,881.06
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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