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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Johns Golf & CC, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed May 29, 2026·23 days on market·Recent sales in St Johns Golf & CC·St Johns Golf & CC

1884 Cross Pointe Way

St. Augustine, FL 32092

$595,000sold priceListed at $600,000 · 99.2% of asking$291/sqftMLS# 2135342
3
Beds
2
Baths
2,042
Sq Ft
2004
Built
2
Garage
Yes
Pool

3 more homes for sale in St Johns Golf & CC →Search St Johns Golf & CC on the map

HOA $106/mo11,761 sqft lotWaterfrontSingle Family Residence1 story

About this home

St Johns Golf & CC

Welcome to 1884 Cross Pointe Way, a move-in ready home with pool in St. Johns County Florida located in the highly sought after St. Johns Golf & Country Club community near Jacksonville and St. Augustine. This updated 3 bedroom, 2 bathroom home with a versatile flex room offers an open and functional layout, modern upgrades, and private lake and preserve views, making it ideal for buyers searching for homes with water view, fenced backyard, and outdoor living space in Northeast Florida. Inside, you will find luxury vinyl plank flooring throughout, custom millwork, and built-in features, along with an updated kitchen featuring granite countertops, glass tile backsplash, stainless steel appliances, and ample storage. Both bathrooms have been remodeled with modern tile and finishes. Major system updates include a new roof in 2021 and a new HVAC system in 2023. Step outside to your private backyard oasis featuring a screened pool and spa, solar heated pool system, and a new pool heater

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,296
Property taxesest. at asking price, St. Johns County$792
HOAbilled quarterly$106
Estimated total, before insurance$4,193/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,267/yr · $522/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,296
Principal & Interest: $3,296
Property taxes (est.): $792
Insurance (est.): $397
Estimated Total Monthly
$4,484
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$461,257$258,374—
2024$404,256$250,385—
2023$388,172$241,636—
2022$373,374$233,142—
2021$291,666$224,895—
2020$271,100$221,100—

2025 property taxes (current owner): $6,267/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $294/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
637 Watervale Drive, St. Augustine, FL 32092Listed by LPT REALTY LLCSep 2026$520,000$2364/32,2041510.7
464 Johns Creek Parkway, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$495,000$2474/22,005350.9
424 Queen Anne Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$440,000$1934/32,276811.1
308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACHAug 2026$430,250$2164/21,995981.2
177 Southern Grove Drive, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$330,000$2213/21,4961191.3
756 New Wales Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORPSep 2026$565,000$2265/22,499301.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$600,000
Price / Sq Ft$294
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,042
Acres0.27 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontYes

School Information

Community Information

Address1884 Cross Pointe Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSt Johns Golf & Cc
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,761.2 sq ft
Lot Dimensions60x183
Parcel Number0264330210
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Cable TV, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Park, Playground, Security
Community FeaturesSidewalks, Suburban, Restaurant, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Pond, Protected Preserve, Water
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator
HeatingCentral, Natural Gas
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, In Unit
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesFire Pit
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 17, 2026
Days on Market23
HOA Fees$317.4 / Quarterly
HOA FrequencyQuarterly
HOA NameAssocia Community Management
HOA Fee IncludesCable TV, Internet
Tax Amount$6,266.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Johns Golf & CC

St Johns Golf & CC is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all St Johns Golf & CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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