This home is in Jacksonville.
Sold·Closed Aug 28, 2026·126 days on market·Recent sales in Jacksonville
12307 Cherry Bluff Drive
Jacksonville, FL 32218
About this home
Jacksonville
Built in 2019, this spacious 2-story home features 4 bedrooms (including an upstairs bonus), 3 baths, and a formal dining room. Tile flows through the main living areas, with carpet in the bedrooms. The master bath includes a walk-in shower and double vanities. Enjoy an open-concept kitchen with 42'' espresso cabinets, quartz countertops, stainless steel appliances, a walk-in pantry, and a large island overlooking the family room. Two sliding glass doors open to a private covered lanai -- perfect for indoor-outdoor living!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $372,500 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $312,579 | $312,579 | — |
| 2024 | $325,972 | $314,915 | ▲ $17,184 |
| 2023 | $332,351 | $285,291 | — |
| 2022 | $314,643 | $259,356 | ▲ $32,121 |
| 2021 | $235,779 | $235,779 | — |
| 2020 | $232,486 | $232,486 | — |
2025 property taxes (current owner): $5,930/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 28, 2026Closed$365,000
- Aug 6, 2026Pending$365,000
- Jul 22, 2026Active Under Contract$365,000
- Jul 13, 2026Price change$365,000−$10,000
- Mar 17, 2026Listed$375,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $159/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12384 Cherry Bluff Drive, Jacksonville, FL 32218Listed by RE/MAX SPECIALISTS | Sep 2026 | $361,000 | $164 | 4/3 | 2,201 | 80 | 0.1 |
| 2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $360,000 | $171 | 3/2 | 2,106 | 21 | 0.4 |
| 2233 Lincoln Sendero Trail, Jacksonville, FL 32218Listed by PROPERTY SAGE REALTY LLC | Oct 2026 | $329,000 | $176 | 4/2 | 1,874 | 140 | 0.5 |
| 2611 Water Bluff Drive, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLC | Sep 2026 | $392,900 | $169 | 3/2 | 2,318 | 103 | 0.6 |
| 2655 Kaylor Lane, Jacksonville, FL 32218Listed by RPB REALTY,INC | Sep 2026 | $339,900 | $193 | 4/2 | 1,759 | 88 | 0.7 |
| 12182 Georgia Oak Court, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $440,000 | $176 | 4/2.5 | 2,497 | 4 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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