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This home is in Rivertown Cove, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed May 29, 2026·70 days on market·Recent sales in Rivertown Cove·Rivertown Cove

88 Saddlebunch Court

St. Johns, FL 32259

$588,000sold priceListed at $598,000 · 98.3% of asking$248/sqftMLS# 2131389

Beds

Baths

2,375

Sq Ft

2026

Built

Garage

Pool

18 more homes for sale in Rivertown Cove →Search Rivertown Cove on the map

HOA $4/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Rivertown Cove

Lot 68 - The Dahlia blends comfort, style, and function in a beautifully designed 4-bedroom, 3-bath home with a charming Craftsman elevation and 2-car garage. An inviting foyer leads to an open-concept layout where the Great Room, dining area, and designer island kitchen flow seamlessly--perfect for everyday living and entertaining. A stunning 12' multi-sliding glass door fills the space with natural light and opens to a covered lanai for effortless indoor-outdoor living. Two secondary bedrooms sit near the front, while the private owner's suite is tucked at the rear for a peaceful retreat. A dedicated study offers ideal work-from-home space, and a sleek shower in Bath 3 adds modern comfort. Located in RiverTown along the St. Johns River, residents enjoy resort-style amenities, parks, lakes, preserves, and scenic trails.

Next steps in Rivertown Cove

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,257

Property taxesest. at asking price, St. Johns County$782

HOAbilled annually$4

Estimated total, before insurance$4,044/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$588,000

Down Payment: 20%

$117,600

Interest Rate: 7.40%

Loan Term

Monthly Payment

$3,257

Principal & Interest: $3,257

Property taxes (est.): $782

Insurance (est.): $392

Estimated Total Monthly

$4,431

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $252/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$599,000	$253	3/2.5	2,367	88	0
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$650,000	$214	4/2.5	3,036	20	0.1
130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)	Aug 2026	$630,674	$264	4/3	2,385	0	0.2
295 Palomar Drive, St. Johns, FL 32259Listed by LPT REALTY LLC	Sep 2026	$560,000	$263	3/2	2,126	28	0.7
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Aug 2026	$525,000	$207	4/3.5	2,533	102	0.9
52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTY	Sep 2026	$505,000	$213	3/2	2,370	55	1.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$598,000

Price / Sq Ft$252

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,375

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address88 Saddlebunch Court, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Cove

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007310680

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Restaurant

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 22, 2026

Days on Market70

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Cove

Rivertown Cove is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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