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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Aberdeen, Fruit Cove — a home near Bartram Trail High School.

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Sold

Sold·Closed Apr 16, 2026·13 days on market·Recent sales in Aberdeen·Aberdeen

801 Montague Drive

Fruit Cove, FL 32259

$675,000sold priceListed at $675,000 · 100% of asking$284/sqftMLS# 2131186
4
Beds
3
Baths
2,376
Sq Ft
2017
Built
3
Garage
Yes
Pool

23 more homes for sale in Aberdeen →Search Aberdeen on the map

HOA $4/mo14,375 sqft lotSingle Family Residence1 story

About this home

Aberdeen

This meticulously maintained 4 bedroom 3 full bathroom pool home is located on a corner lot within the highly desirable Estates section of Aberdeen. Upon entering, you'll be greeted by tile floors throughout, fresh paint throughout, tons of natural light and elegant fixtures. The kitchen features a 8ft kitchen island, quartz countertops, upgraded cabinetry, stainless steel appliances, induction cooktop, built-in microwave, coffee bar and a walk-in pantry with custom built-in shelving and drawers. The open living area offers tons of room for flexibility and is perfect for family gatherings. The primary bedroom features a huge custom built in walk-in closet and an exquisite en-suite with large shower, separate tub and double vanities. Across from the primary, you'll find a guest bedroom and full bathroom with shower/tub combo. In the front of the home, you'll find two more spacious guest bedrooms that can also be used as an office/playroom and a full guest bathroom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,739
Property taxesest. at asking price, St. Johns County$898
HOAbilled annually$4
Estimated total, before insurance$4,641/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,739
Principal & Interest: $3,739
Property taxes (est.): $898
Insurance (est.): $450
Estimated Total Monthly
$5,087
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $635,000 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$492,089$441,367—
2024$477,057$477,057—
2023$484,353$484,353—
2022$409,672$359,672—
2021$318,072$247,113—
2020$299,232$243,011—

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $284/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
237 Crooked Court, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$475,000$2373/22,006970.7
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193110.7
104 Morayshire Court, St. Johns, FL 32259Listed by SET YOUR ANCHOR REALTYSep 2026$440,000$2024/22,182300.7
304 S Buck Board Drive, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COASTSep 2026$450,000$2264/21,9901060.7
717 Lockwood Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$410,000$2223/21,848940.7
728 E Cumberland Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$610,000$2693/2.52,271480.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$284
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,376
Acres0.33 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional, Mid-Century Modern
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated
Is WaterfrontNo

School Information

Community Information

Address801 Montague Drive, Fruit Cove, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CityFruit Cove
CountySt. Johns
StateFL
Zip Code32259
Lot Size14,374.8 sq ft
Parcel Number0096811720

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Restaurant
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security System Owned

Exterior

Lot DescriptionCorner Lot, Few Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Stone

Additional Information

Date ListedFebruary 20, 2026
Days on Market13
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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