This home is in Beacon Lake, St. Augustine.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed May 4, 2026·7 days on market·Recent sales in Beacon Lake·Beacon Lake
28 Focal Court
St. Augustine, FL 32095
19 more homes for sale in Beacon Lake →Search Beacon Lake on the map
About this home
Beacon Lake
Welcome to 28 Focal Court in the highly sought after Beacon Lake community of St. Johns County. Tucked away in a quiet cul-de-sac, this beautifully designed 3 bedroom, 2.5 bath home was built in 2021 and offers 2,031 square feet of thoughtfully planned living space with a versatile and functional layout. A charming front porch creates a warm and inviting first impression. Inside, you will find a dedicated office on the main floor that is perfect for working from home, along with a spacious open concept living area ideal for everyday living and entertaining. The kitchen serves as the heart of the home and features granite countertops, a gas stove, abundant cabinetry, and modern finishes that make cooking and gathering a pleasure. A water softener adds additional convenience. Upstairs, a large bonus room provides flexible space for a media room, playroom, or secondary living area. The generously sized bedrooms offer comfort and privacy for family and guests.
Next steps in Beacon Lake
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,742 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $434,004 | $0 | — |
| 2024 | $427,247 | $0 | — |
| 2023 | $398,309 | $385,759 | — |
| 2022 | $350,690 | $350,690 | — |
| 2021 | $70,000 | $70,000 | — |
| 2020 | $70,000 | $70,000 | — |
2025 property taxes (current owner): $3,510/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $234/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95 Strobe Court, St. Augustine, FL 32095Listed by SUPER SELLER | Aug 2026 | $495,000 | $213 | 3/2.5 | 2,326 | 36 | 0.2 |
| 100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAX | Sep 2026 | $490,000 | $250 | 4/2 | 1,963 | 87 | 0.4 |
| 129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $447,000 | $180 | 3/2.5 | 2,477 | 34 | 0.6 |
| 204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLC | Sep 2026 | $530,000 | $233 | 4/2.5 | 2,270 | 125 | 0.6 |
| 419 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $527,500 | $211 | 4/3 | 2,503 | 299 | 1 |
| 65 Whistler Trace, Ponte Vedra, FL 32081Listed by 1 REALTY CORP | Aug 2026 | $455,000 | $300 | 3/2 | 1,516 | 66 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beacon Lake
Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Beacon Lake homes for sale →Keep looking
More homes in Beacon Lake
Pending96 Whirlwind PlaceSt. Augustine, FL 32095
3 bd · 2 ba · 1,914 sq ft
$475,000Est. $2,528/moStep into the relaxed, resort-style lifestyle of Beacon Lake, where modern design, thoughtful upgrades, and a peaceful…
Listing Office: keller williams southeastern partners
Under Contract434 Twilight LaneSt. Augustine, FL 32095
3 bd · 2 ba · 1,716 sq ft
$470,000Est. $2,502/moWelcome to 434 Twilight Lane, a one of a kind, Move In Ready masterpiece built in 2024. Situated in a highly desirable…
Listing Office: watson realty corp
Under Contract490 Windermere WaySt. Augustine, FL 32095
3 bd · 2 ba · 1,614 sq ft
$464,000Est. $2,470/moJUST LISTED in highly sought-after Beacon Lake! Situated on a beautiful preserve lot, this thoughtfully designed…
Listing Office: exp realty llc
For Sale456 Stargaze LaneSt. Augustine, FL 32095
3 bd · 2.5 ba · 2,316 sq ft
$505,000Est. $2,688/moDiscover the perfect blend of comfort and convenience in this stunning 3-bedroom, 2.5-bathroom home located in the…
Listing Office: redfin corporation
Keep looking
Similar homes in St. Augustine
Explore the area
More in Beacon Lake
Beacon Lake guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines