This home is in St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Jun 15, 2026·29 days on market·Recent sales in World Golf Village
28 Rock Spring Loop
St. Augustine, FL 32095
About this home
St. Augustine
VERY MOTIVATED SELLER! Welcome to this beautifully maintained two-bedroom, two-bath residence with a versatile flex office space, located in a highly sought- after gated 55+ community. This thoughtfully designed model home by Pulte offers comfort, functionality, and scenic water views. The open-concept floor plan provides spacious living and dining areas, complimented by numerous upgrades throughout. The kitchen flows seamlessly into the main living space, creating an ideal setting for both everyday living and entertaining. The flex room offers the perfect space for a home office, hobby room, or additional sitting area. The primary suite features ample closet space and a well-appointed en-suite bath. A secondary bedroom and fill bath provide comfortable accommodations for guests. Enjoy peaceful water views from the screened lanai, complete with sun shades for added comfort and privacy. This home has been meticulously cared for and reflects true pride of ownership.
Next steps in World Golf Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,765 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $321,738 | $217,020 | — |
| 2024 | $333,225 | $210,196 | — |
| 2023 | $316,141 | $202,617 | — |
| 2022 | $283,834 | $195,259 | — |
| 2021 | $238,116 | $188,116 | — |
| 2020 | $214,812 | $214,812 | — |
2025 property taxes (current owner): $6,391/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $233/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86 Rock Spring Loop, St. Augustine, FL 32095Listed by COLDWELL BANKER PREMIER PROPERTIES | Jul 2026 | $369,500 | $239 | 2/2 | 1,547 | 24 | 0.1 |
| 102 Bridge Oak Lane, St. Augustine, FL 32095Listed by WATSON REALTY CORP | Jan 2026 | $480,000 | $244 | 2/2 | 1,964 | 14 | 0.1 |
| 45 Bluejack Lane, St. Augustine, FL 32095Listed by ENDLESS SUMMER REALTY | Oct 2026 | $370,000 | $245 | 3/2 | 1,508 | 41 | 0.2 |
| 92 Bluejack Lane, St. Johns, FL 32095Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $419,000 | $209 | 4/2 | 2,008 | 29 | 0.2 |
| 151 Ash Breeze Cove, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $455,000 | $271 | 3/2 | 1,678 | 8 | 0.3 |
| 89 Yellowfin Drive, St. Augustine, FL 32095Listed by WATSON REALTY CORP | Jun 2026 | $384,000 | $232 | 4/2 | 1,653 | 7 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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