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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

$148,000Sold2 bd · 2 ba · 1,079 sq ft

Sold·Closed Nov 9, 2026·252 days on market·Recent sales in Jacksonville

7039 Deer Lodge Circle 107

Jacksonville, FL 32256

$148,000sold priceListed at $149,900 · 98.7% of asking$137/sqftMLS# 2130773
2
Beds
2
Baths
1,079
Sq Ft
2009
Built
1
Garage
No
Pool
FEMA Zone XHOA $532/moCondominium2 stories

About this home

Jacksonville

MOTIVATED!!!! Beautiful 2-bedroom, 2-bath condo with a 1 car garage in the exclusive GATED community of Windsor Falls! Located in one of the THE BEST locations of all of Jacksonville...convenient to Downtown, Town Center, and the Beaches! Move-in ready with a bright, open layout and plenty of upgrades! The spacious great room offers flexible living and dining space with high ceilings. No carpet throughout the home! Generous primary suite with walk-in closet and spacious shower. Large secondary bedroom has it's own full bathroom with additional ample storage. Well-equipped kitchen with attractive cabinetry, upgraded lighting & appliances, and corian (solid surface) countertops. Interior laundry located near garage. Nice sized attached garage is hard to find for a condo PLUS spacious driveway for extra car parking. Some of the recent upgrades that make this one special include a New High-efficiency A/C installed 2022, NEW Roof 2023, New LVP Flooring in the Bedrooms, and New Refrigerator!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$802
Property taxesest. at asking price, Duval County$242
HOAbilled monthly$532
Estimated total, before insurance$1,576/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,339/yr · $112/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$138,000$67,528—
2025$153,000$65,091—
2024$153,000$62,550—
2023$165,000$59,272—
2022$136,500$56,090—
2021$103,000$53,000—
2020$96,000$25,000—

2025 property taxes (current owner): $1,339/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 9, 2026Closed$149,900
  • Sep 17, 2026Active Under Contract$149,900
  • Jul 23, 2026Price change$149,900−$5,000
  • Mar 2, 2026Listed$154,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7059 Deer Lodge Circle 104, Jacksonville, FL 32256Listed by FTG REALTY CORPNov 2026$170,000$1263/21,346260.1
7047 Deer Lodge Circle 108, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$145,000$1182/21,2302220.1
7060 Deer Lodge Circle 111, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$160,000$1193/21,346550.1
8204 White Falls Boulevard 109, Jacksonville, FL 32256Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$130,000$1202/21,0791040.1
8290 Gate Parkway W 311, Jacksonville, FL 32216Listed by REAL BROKER LLCOct 2026$115,000$1421/18111161.2
8290 Gate Parkway W 503, Jacksonville, FL 32216Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$160,000$1452/21,1001551.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$149,900
Price / Sq Ft$139
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,079
Year Built2009
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBeauclerc
MiddleSouthside

Community Information

Address7039 Deer Lodge Circle 107, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionWindsor Falls
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Dimensions0
Parcel Number1525949172
ZoningResidential

Amenities

AmenitiesPool, Cable TV, Fitness Center, Gated, Playground, Trash
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Gated

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)
AppliancesElectric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

RoofShingle

Additional Information

Date ListedMarch 2, 2026
Days on Market252
HOA Fees$532 / Monthly
HOA FrequencyMonthly
Tax Amount$1,338.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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