This home is in Jacksonville — a gated community home in Jacksonville.
Active·182 days on market
7039 Deer Lodge Circle 107
Jacksonville, FL 32256
About this home
Jacksonville
MOTIVATED!!!! Beautiful 2-bedroom, 2-bath condo with a 1 car garage in the exclusive GATED community of Windsor Falls! Located in one of the THE BEST locations of all of Jacksonville...convenient to Downtown, Town Center, and the Beaches! Move-in ready with a bright, open layout and plenty of upgrades! The spacious great room offers flexible living and dining space with high ceilings. No carpet throughout the home! Generous primary suite with walk-in closet and spacious shower. Large secondary bedroom has it's own full bathroom with additional ample storage. Well-equipped kitchen with attractive cabinetry, upgraded lighting & appliances, and corian (solid surface) countertops. Interior laundry located near garage. Nice sized attached garage is hard to find for a condo PLUS spacious driveway for extra car parking. Some of the recent upgrades that make this one special include a New High-efficiency A/C installed 2022, NEW Roof 2023, New LVP Flooring in the Bedrooms, and New Refrigerator!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $153,000 | $65,091 | — |
| 2024 | $153,000 | $62,550 | — |
| 2023 | $165,000 | $59,272 | — |
| 2022 | $136,500 | $56,090 | — |
| 2021 | $103,000 | $53,000 | — |
| 2020 | $96,000 | $25,000 | — |
2025 property taxes (current owner): $1,339/yr
Estimated taxes if purchased at asking price: ~$2,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,776 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 23, 2026Price change$149,900−$5,000
- Mar 2, 2026Listed$154,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines