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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Jun 3, 2026·81 days on market·Recent sales in Amelia Island

4810 Gulfstream Court

Fernandina Beach, FL 32034

$272,000sold priceListed at $289,000 · 94.1% of asking$237/sqftMLS# 2130397
3
Beds
2
Baths
1,149
Sq Ft
1991
Built
1
Garage
No
Pool
HOA $719/moCondominium3 stories

About this home

Fernandina Beach

Welcome to Fernandina Beach! This inviting condo offers the perfect blend of comfort, convenience, and relaxed Florida charm. Ideally located just minutes from the beaches of Amelia Island, this residence features a bright, open floor plan designed for easy living and effortless entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating a welcoming atmosphere filled with natural light. The primary suite provides a peaceful retreat with generous closet space and a private bath, while additional bedrooms offer flexibility for guests, a home office, or hobbies. An enclosed space on the first floor acts as an extra bedroom for a unique floor plan. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this low-maintenance condo places you close to shopping, dining, golf, and historic downtown Fernandina Beach — all while offering the ease of condo living. Book your exclusive showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,507
Property taxesest. at asking price, Nassau County$376
HOAbilled monthly$719
Estimated total, before insurance$2,601/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,895/yr · $158/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$272,000
$54,400
Loan Term
Monthly Payment
$1,507
Principal & Interest: $1,507
Property taxes (est.): $376
Insurance (est.): $181
Estimated Total Monthly
$2,063
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$300,000$111,682—
2024$307,000$107,827—
2023$330,000$103,230—
2022$256,000$98,767—
2021$197,000$94,434—
2020$186,000$92,440—

2025 property taxes (current owner): $1,895/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $430/sq ft; this home is listed at $252/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95282 Summerwoods Circle 608, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPOct 2025$572,500$4302/21,3301260.6
3327 Sea Marsh Road, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPSep 2026$550,000$3932/21,4006892.1
3318 Sea Marsh Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$565,000$4522/21,250942.1
2322 /2324 Boxwood Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJul 2026$480,000$3292/21,460642.1
3211 Sea Marsh Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$565,000$4522/21,250182.1
3328 Sea Marsh Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$540,000$3722/21,450892.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,000
Price / Sq Ft$252
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,149
Year Built1991
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address4810 Gulfstream Court, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionThe Colony Condo
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000030019C00570000

Amenities

AmenitiesPool, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms
AppliancesENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories3
LevelsThree Or More

Exterior

RoofShingle
ConstructionStucco

Additional Information

Date ListedFebruary 16, 2026
Days on Market81
HOA Fees$719 / Monthly
HOA FrequencyMonthly
Tax Amount$1,895.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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