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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Middlebourne, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed Jun 18, 2026·101 days on market·Recent sales in Middlebourne·Middlebourne

800 Navigators Road

St. Johns, FL 32259

$699,000sold priceListed at $699,000 · 100% of asking$268/sqftMLS# 2130163
4
Beds
3
Baths
2,607
Sq Ft
2025
Built
2
Garage
No
Pool

19 more homes for sale in Middlebourne →Search Middlebourne on the map

HOA $54/mo6,098 sqft lotSingle Family Residence2 storiesNew construction

About this home

Middlebourne

Walk into this beautifully updated home with all the bells and whistles and a kitchen any chef would love. Kitchen even has a large hidden panty. Downstairs is the owners suite, a secondary bedroom and den/office space. Upstairs has two more bedrooms and a large bonus room. My favorite spot is the extended covered lanai. It takes the outdoors, in to enjoy a second living space over looking private preserve perfect for low key weekends or hosting the whole family. If you are looking for a home that is both high end and genuinely comfortable, this is it. See upgrades sheet on Docs tab for more info on all the bells and whistles in this home. Seller is offering 15k in closing costs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,872
Property taxesest. at asking price, St. Johns County$930
HOAbilled annually$54
Estimated total, before insurance$4,856/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,824/yr · $319/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$699,000
$139,800
Loan Term
Monthly Payment
$3,872
Principal & Interest: $3,872
Property taxes (est.): $930
Insurance (est.): $466
Estimated Total Monthly
$5,268
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $8,660,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$125,000$125,000—
2024$125,000$125,000—
2023$130,000$130,000▼ $20,000

2025 property taxes (current owner): $3,824/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $268/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
246 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC.Sep 2026$1,019,630$3174/3.53,21300.1
201 Granite City Avenue, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$515,000$2184/32,361610.9
1578 Stillwater Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$375,000$1993/21,8861741
275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$775,000$2394/33,2441021.2
43 Cruden Bay Court, St. Johns, FL 32259Listed by BRIDGE & BEACON REAL ESTATE LLCSep 2026$440,000$2164/32,041421.2
222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLCSep 2026$675,000$2044/2.53,3021111.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,000
Price / Sq Ft$268
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,607
Acres0.14 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address800 Navigators Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMiddlebourne
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,098.4 sq ft
Parcel Number0098210040

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesConvection Oven, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedFebruary 14, 2026
Days on Market101
HOA Fees$650 / Annually
HOA FrequencyAnnually
Tax Amount$3,823.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: KARSTEN REAL ESTATE TEAM

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Middlebourne

Middlebourne is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Middlebourne homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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