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Sold

Sold·Closed Sep 14, 2026·100 days on market·Recent sales in Over 55 & Active Adult

12481 Royal Red Way

Jacksonville, FL 32226

$515,000sold priceListed at $519,900 · 99.1% of asking$194/sqftMLS# 2143491

Beds

Baths

2,659

Sq Ft

2025

Built

Garage

Pool

FEMA Zone XHOA $106/mo7,841 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Built in 2025 with over $40K in upgrades already completed for the next owner. Recently appraised and priced below appraisal w/ VA assumable loan of 5.85%. Better than new & located on a cul-de-sac in Wingate Landing, this 4BR/3BA home offers 2,659 sq ft, a 3-car garage, and a desirable 3-way split floor plan w/ private guest suite and ensuite bath. Designed for both everyday living and entertaining, the open layout features a gas range, double ovens, spacious pantry, oversized dining area, and large gathering room. The primary suite includes a custom walk-in closet and upgraded walk-in shower. Unlike many new construction homes, this property already includes a fully fenced backyard, enclosed lanai, coated garage and lanai flooring, tankless water heater, EV charging outlet, extended driveway, attic and overhead garage storage, gutters, professional landscape edging, soffit outlets for seasonal lighting, & pre-plumbed water softener loop. Wingate Landing amenities incl playground

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,808

Property taxesest. at asking price, Duval County$841

HOAbilled monthly$106

Estimated total, before insurance$3,755/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,243/yr · $104/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Park
about 6 mi · 35 parking spaces
Closest park or preserve
Pumpkin Hill Creek Preserve State Park
about 3 mi · 7.9 mi of trails
Closest public boat ramp
Palms Fish Camp Public Ramp
about 4 mi · St. Johns River - Clapboard Creek
Closest kayak & paddleboard launch
Pumpkin Hill Creek Preserve State Park Canoe / Kayak Launch
about 4 mi · Pumpkin Hill Creek
Closest youth league fields
William F. Sheffield Regional Park
about 1 mi · Baseball, Football, Softball
Closest grocery store
Publix
about 2 mi · 12541 Yellow Bluff Rd, Jacksonville

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$65,000	$65,000	—
2024	$65,000	$65,000	—

2025 property taxes (current owner): $1,243/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

Sep 17, 2026Closed$519,900
Aug 11, 2026Active Under Contract$519,900
Jul 22, 2026Price change$519,900−$12,100
May 12, 2026Listed$532,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $196/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
4559 Haystack Court, Jacksonville, FL 32226Listed by SOMEDAY HOMES REALTY, LLC.	Oct 2026	$450,000	$163	4/3.5	2,769	47	0.3
5261 Ostrich Court, Jacksonville, FL 32226Listed by ERA ONETEAM REALTY	Sep 2026	$764,000	$248	4/3	3,084	101	0.5
5814 Candelore Court, Jacksonville, FL 32226Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Sep 2026	$611,611	$226	3/3.5	2,712	0	0.6
12264 Sacha Road, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE	Sep 2026	$324,232	$171	4/2	1,895	298	0.7
12622 Pine Marsh Way, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Oct 2026	$381,000	$139	4/2.5	2,737	393	1.1
3806 Hammock Bluff Drive, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Sep 2026	$444,000	$173	4/3	2,566	3	1.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$519,900

Price / Sq Ft$196

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,659

Acres0.18 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryNew Berlin

Community Information

Address12481 Royal Red Way, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionWingate Landing

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size7,840.8 sq ft

Parcel Number1598480315

Amenities

AmenitiesOther, Park, Playground

Community FeaturesSidewalks

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air

FlooringTile, Vinyl

# of Stories1

LaundryWasher Hookup

Exterior

Patio / PorchCovered, Screened

FencingBack Yard, Vinyl

Additional Information

Date ListedMay 12, 2026

Days on Market100

HOA Fees$106 / Monthly

HOA FrequencyMonthly

HOA NameWingate Langing

Tax Amount$1,243.18

Tax Year2025

Listing TermsAssumable, Cash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: REMAX WELCOME HOME

Sold by: OCCUPY REAL ESTATE GROUP, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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