Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

Photo 1 / 56
Sold

Sold·Closed Jun 18, 2026·92 days on market·Recent sales in Ponte Vedra Beach

97 Abalone Lane E

Ponte Vedra Beach, FL 32082

$700,000sold priceListed at $709,000 · 98.7% of asking$429/sqftMLS# 2128103
3
Beds
2
Baths
1,631
Sq Ft
1979
Built
2
Garage
No
Pool
HOA $100/mo9,583 sqft lotSingle Family Residence1 story

About this home

Ponte Vedra Beach

Located in Sawgrass Players Club, this fully updated 3-bedroom, 2-bath home offers an open floor plan and a prime location near The Yards for dining and golf. The light-filled interior features new windows and slider, plantation shutters, updated lighting, LVP flooring, custom closets, a built-in bookshelf, and a custom bar with quartzite countertops. The 2025 renovated kitchen showcases quartzite countertops and all-new appliances. Both bathrooms have been tastefully renovated. Major upgrades include AC (2020), water heater (2020), re-pipe (2022), new ductwork (2022), new insulation (2024), and a water softener (2025). Generator-ready with a whole-house plug and Tesla charger. Enjoy a large fenced backyard with pavers and fire pit, new fence (2024), and well irrigation with new pump (2025). Move-in ready with thoughtful upgrades throughout.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,877
Property taxesest. at asking price, St. Johns County$931
HOAbilled semi-annually$100
Estimated total, before insurance$4,909/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,434/yr · $369/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$700,000
$140,000
Loan Term
Monthly Payment
$3,877
Principal & Interest: $3,877
Property taxes (est.): $932
Insurance (est.): $467
Estimated Total Monthly
$5,275
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$481,938$292,400—
2024$478,716$283,452—
2023$434,388$273,740—
2022$390,688$264,311—
2021$305,156$255,156—
2020$314,021$314,021—

2025 property taxes (current owner): $4,434/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $392/sq ft; this home is listed at $435/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
74 Sanchez Drive E, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$635,000$3923/21,61900.1
569 Cockle Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$530,000$3524/21,50690.1
102 Granada Lane, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLCMay 2026$725,000$3803/21,909150.2
100 Granada Lane, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCMay 2026$660,000$4333/21,52370.2
103 Citrus Lane, Ponte Vedra Beach, FL 32082Listed by BEST COAST REALTY LLCSep 2026$465,000$2834/21,64270.3
103 Sanchez Court, Ponte Vedra Beach, FL 32082Listed by WORTH CLARK REALTYApr 2026$528,000$4382/21,20680.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$709,000
Price / Sq Ft$435
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,631
Acres0.22 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address97 Abalone Lane E, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionInnlet Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size9,583.2 sq ft
Parcel Number0618070020

Amenities

Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

FencingBack Yard

Additional Information

Date ListedFebruary 2, 2026
Days on Market92
HOA Fees$600 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$4,433.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines