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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oakbridge, Ponte Vedra Beach a gated community home in Ponte Vedra Beach.

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Active

Active·1 day on market·Oakbridge

601 Citrus Court

Ponte Vedra Beach, FL 32082

$595,000$456/sqftEst. $3,075/moMLS# 2162830
3
Beds
2
Baths
1,305
Sq Ft
1977
Built
1
Garage
No
Pool

About this home

Oakbridge

***Welcome to 601 Citrus Court, a charming 3-bedroom, 2-bath home ideally located in the highly desirable Sawgrass Players Club community of Ponte Vedra Beach. Surrounded by mature landscaping and the natural beauty of this established neighborhood, this home offers comfortable Florida living in a location known for recreation, golf, dining, and an exceptional community lifestyle. Step inside to discover a bright, inviting interior with beautiful flooring throughout, abundant natural light, and a comfortable, functional floor plan. The spacious living areas provide an easy flow for everyday living and entertainment, while three bedrooms offer flexibility for family, guests, or a home office. The primary bedroom includes its own private bath, and the home's indoor and outdoor spaces make it easy to enjoy the relaxed Ponte Vedra lifestyle.

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,075
Principal & Interest: $3,075
Property taxes (est.): $792
Insurance (est.): $397
Estimated Total Monthly
$4,263
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,075
Property taxesest. at asking price, St. Johns County$792
HOAbilled semi-annually$263
Estimated total, before insurance$4,129/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,933/yr · $244/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,933/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,141 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Active$595,000
  • Sep 1, 2026Listed$595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$595,000
Price / Sq Ft$456
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,305
Acres0.23 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address601 Citrus Court, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionOakbridge
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,018.8 sq ft
Lot Dimensions83x126x105x100
Parcel Number0618330200
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePrivate
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Wooded
Patio / PorchFront Porch, Patio
FencingFenced, Back Yard
RoofShingle
ConstructionConcrete, Stucco
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market0
HOA Fees$1,578 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$2,932.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Oakbridge

Oakbridge is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Oakbridge homes for sale →

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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