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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fiddlers Hammock, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed May 1, 2026·36 days on market·Recent sales in Fiddlers Hammock·Fiddlers Hammock

3161 La Reserve Drive

Ponte Vedra Beach, FL 32082

$860,000sold priceListed at $900,000 · 95.6% of asking$256/sqftMLS# 2127411
5
Beds
3.5
Baths
3,361
Sq Ft
1998
Built
2
Garage
No
Pool

All Fiddlers Hammock homes for sale →Search Fiddlers Hammock on the map

HOA $217/mo8,712 sqft lotSingle Family Residence2 stories

About this home

Fiddlers Hammock

This move-in ready home, located east of A1A, is perfect for immediate beach living. It offers 5 large bedrooms, a living room/office, a family room, and a large loft/bonus room on the second floor. Situated on a private cul-de-sac with a treed preserve owned by the HOA behind it, the primary bedroom and bath are on the first floor. The foyer and family room feature soaring two-story ceilings. The spacious eat-in kitchen has plenty of room for a farmhouse table and is open to the family room. The screened and covered rear porch overlooks a peaceful and private backyard. Renovations in 2019 included new LVP flooring on the first floor, new carpet on the second floor, new kitchen appliances, granite counters, and a renovated primary bath. The exterior was repainted in 2019, with a new roof installed in 2017. A paver driveway was added in 2022 and the sprinkler system updated in 2024. Community pool, tennis courts, pickleball courts, & resident center are within walking distance.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,726
Property taxesest. at asking price, St. Johns County$1,144
HOAbilled quarterly$217
Estimated total, before insurance$6,087/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,058/yr · $171/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,538 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:34 AM, sunset 6:45 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,058/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $552/sq ft; this home is listed at $268/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
724 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by DOUGLAS ELLIMAN FLORIDASep 2026$4,900,000$1,2374/43,962770.3
183 Water Oak Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYOct 2026$1,680,000$5684/42,959201
28 Lake Julia Drive S, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,743,000$5524/43,15711
31 Lake Julia Drive S, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,270,000$3893/33,2681201
70 Village Walk Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,150,000$4393/2.52,622251.1
74 Village Walk Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,150,000$3833/33,00161.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$900,000
Price / Sq Ft$268
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,361
Acres0.20 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address3161 La Reserve Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionFiddlers Hammock
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size8,712 sq ft
Parcel Number0622100070
ZoningResidential

Amenities

AmenitiesPool, Pickleball, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air, Split System
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBlock, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 28, 2026
Days on Market36
HOA Fees$650 / Quarterly
HOA FrequencyQuarterly
Tax Amount$2,057.76
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: COMPASS FLORIDA LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Fiddlers Hammock

Fiddlers Hammock is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Fiddlers Hammock homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines