Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 24
Sold

Sold·Closed Aug 13, 2026·156 days on market·Recent sales in Over 55 & Active Adult

9022 Heckscher Drive

Jacksonville, FL 32226

$520,000sold priceListed at $549,999 · 94.5% of asking$307/sqftMLS# 2126442
2
Beds
2
Baths
1,696
Sq Ft
1978
Built
2
Garage
No
Pool
FEMA Zone AENo HOA16,117 sqft lotWaterfrontTownhouse1 story

About this home

Jacksonville

A true fisherman's retreat on the St. Johns River, offering direct access to the Atlantic Ocean with no HOA and an unbeatable waterfront lifestyle. Launch straight from your private dock, watch cruise ships glide by, spot dolphins in the river, and enjoy spectacular sunrise views from the sunroom or expansive deck overlooking the water. Designed for life on the river, the home features a newly remodeled, generously sized kitchen completed in 2025, ideal for entertaining after a day on the water, along with a beautifully updated primary bathroom. The living room and dining area are positioned to capture river views, creating a comfortable space to relax and take in the scenery. The sunroom serves as a favorite gathering spot, offering front-row views of the river's daily activity. Boaters and anglers will appreciate the private dock with a boat lift rated for up to 7,000 pounds, providing easy access for offshore and inshore fishing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, Duval County$849
Estimated total, before insurance$3,729/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $849
Insurance (est.): $347
Estimated Total Monthly
$4,076
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$433,646$0—
2024$419,549$0▲ $81,683
2023$301,356$0—
2022$253,210$0▼ $2,553
2021$211,812$0▲ $6,150
2020$203,430$135,188—

2025 property taxes (current owner): $353/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 15, 2026Closed$549,999
  • Jul 17, 2026Pending$549,999
  • Jun 25, 2026Listed$549,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1187 Bayshore Drive N, Jacksonville, FL 32233Listed by 1 REALTY CORPJan 2026$185,000$1493/21,24441.7
2856 Sand Castle Lane, Jacksonville, FL 32233Listed by O'MALLEY REAL ESTATE INCAug 2026$230,000$1832/21,254551.8
1167 Bayshore Drive N, Jacksonville, FL 32233Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLCJul 2026$216,500$1743/21,24441.8
2975 Bayshore Drive E, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$265,000$2133/21,244371.8
2627 Sandy Dune Drive, Jacksonville, FL 32233Listed by COMPASS FLORIDA LLCJun 2026$312,500$1883/2.51,6603972.4
1159 Beach Dune Drive, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$320,000$1813/2.51,768422.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,999
Price / Sq Ft$324
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,696
Total Structure Area2,489 sq ft
Acres0.37 acres
Year Built1978
TypeResidential
Sub-TypeTownhouse
StyleHalf Duplex
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address9022 Heckscher Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionHeckscher
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size16,117.2 sq ft
Parcel Number1608711002
ZoningResidential

Amenities

Community FeaturesFishing, Restaurant
UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceShared Well
ParkingAdditional Parking, Covered, Garage, RV Access/Parking, Shared Driveway
ViewRiver, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air, Electric, Split System
FlooringTerrazzo, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBoat Lift, Dock
Lot DescriptionOther
Patio / PorchCovered, Deck
FencingFenced
RoofShingle
ConstructionConcrete, Shell Dash, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 25, 2026
Days on Market156
Tax Amount$353.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines