This home is in St. Augustine — a home near St. Augustine High School.
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Sold·Closed Feb 27, 2026·14 days on market·Recent sales in St. Augustine
12 Islander Court
St. Augustine, FL 32080
About this home
St. Augustine
Tucked inside a gated island community just 1.5 miles from the beach, this light-filled end-unit townhome offers peaceful, low-maintenance living with all the perks of coastal life. Located outside of a flood zone and on one of the largest lots in the neighborhood, this home feels open, private, and easy from the moment you arrive. The exterior of the structure is maintained by the HOA, including the roof. The HOA also takes care of the lawn and landscaping, so your time is free for beach rides, sunset walks and relaxed island living. Ride your bike to the ocean, come home to a quiet, tree-lined setting, and let life slow down a little. Inside, extra windows fill the home with natural light, enhanced by plantation shutters throughout. The spacious kitchen features updated appliances, an oversized walk-in pantry, and plenty of room for a large table or island, making it perfect for casual meals or entertaining friends.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal, Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,808 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Anastasia State Park (south lot)about 1 mi · 100 parking spaces
Closest park or preserve
Anastasia State Parkabout 1 mi · 0.7 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Anastasia State Park Canoe/Kayak/Sailboard Accessabout 1 mi · Salt Run
Closest youth league fields
Eddie Vickers Parkabout 2 mi · Basketball, Football, Lacrosse
Closest grocery store
Walmart Supercenterabout 2 mi · 2355 US Highway 1 S, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,360/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $262/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 58 Islander Circle, St. Augustine, FL 32080Listed by WATSON REALTY CORP | Jun 2026 | $342,000 | $264 | 2/2.5 | 1,295 | 6 | 0.1 |
| 205 Islander Drive, St. Augustine, FL 32080Listed by RE/MAX UNLIMITED | Jun 2026 | $337,500 | $261 | 2/2.5 | 1,295 | 141 | 0.1 |
| 295 Islander Circle, St. Augustine, FL 32080Listed by REAL BROKER LLC | Jan 2026 | $310,000 | $258 | 2/2.5 | 1,202 | 107 | 0.1 |
| 5 Rachel Court, St. Augustine, FL 32080Listed by FIV REALTY CO FLORIDA LLC | Sep 2026 | $321,500 | $221 | 2/2.5 | 1,458 | 36 | 0.2 |
| 23211 Harbour Vista Circle, St. Augustine, FL 32080Listed by MAXREV, LLC | Jun 2026 | $245,000 | $169 | 3/2 | 1,451 | 139 | 0.4 |
| 37207 Harbour Vista Circle, St. Augustine, FL 32080Listed by NEUMANN REAL ESTATE GROUP | Jun 2026 | $349,900 | $237 | 3/2 | 1,479 | 44 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Sold by: ENDLESS SUMMER REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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