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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Jan 23, 2026·107 days on market·Recent sales in St. Augustine

295 Islander Circle

St. Augustine, FL 32080

$310,000sold priceListed at $319,999 · 96.9% of asking$258/sqftMLS# 2108656
2
Beds
2.5
Baths
1,202
Sq Ft
2012
Built
1
Garage
No
Pool
HOA $257/mo1,742 sqft lotTownhouse2 stories

About this home

St. Augustine

This charming 2-bedroom, 2.5-bathroom townhome in the Islander community offers a delightful blend of comfort and convenience. With a spacious 1-car garage, this move-in ready home features an upgraded kitchen perfect for culinary enthusiasts. Enjoy the privacy of your patio in the back. Residents can indulge in the community's top-notch amenities, including a refreshing pool, ideal for unwinding on warm days. Located just minutes from the iconic St. Augustine Beach, this townhome presents a unique opportunity to enjoy coastal living at its finest. Whether you're seeking a permanent residence or a vacation retreat, this property combines modern living with the allure of Florida's beautiful coastline. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,704
Property taxesest. at asking price, St. Johns County$413
HOAbilled monthly$257
Estimated total, before insurance$2,373/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,140/yr · $428/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,140/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $266/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
58 Islander Circle, St. Augustine, FL 32080Listed by WATSON REALTY CORPJun 2026$342,000$2642/2.51,29560.1
205 Islander Drive, St. Augustine, FL 32080Listed by RE/MAX UNLIMITEDJun 2026$337,500$2612/2.51,2951410.1
12 Islander Court, St. Augustine, FL 32080Listed by COMPASS FLORIDA LLCFeb 2026$331,500$2562/2.51,295140.1
5 Rachel Court, St. Augustine, FL 32080Listed by FIV REALTY CO FLORIDA LLCSep 2026$321,500$2212/2.51,458360.4
35211 Harbour Vista Circle, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$252,000$1743/21,451820.6
23211 Harbour Vista Circle, St. Augustine, FL 32080Listed by MAXREV, LLCJun 2026$245,000$1693/21,4511390.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,999
Price / Sq Ft$266
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,202
Acres0.04 acres
Year Built2012
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address295 Islander Circle, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionIslander
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size1,742.4 sq ft
Parcel Number1619780640

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewOther

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LaundryIn Unit

Additional Information

Date ListedSeptember 13, 2025
Days on Market107
HOA Fees$257 / Monthly
HOA FrequencyMonthly
Tax Amount$5,139.82
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Sold by: MASH REALTY SERVICES, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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