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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Pending

Pending·280 days on market

800 9th Street

St. Augustine, FL 32084

$394,000$334/sqftEst. $2,165/mo mortgageMLS# 2125973
2
Beds
3
Baths
1,180
Sq Ft
2024
Built
1
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Brand-new construction in the Collier Heights area featuring modern design and quality finishes throughout. This single-story home offers 2 bedrooms, 3 full bathrooms, and a dedicated office in an open-concept layout. Soaring 14-foot ceilings in the living room, kitchen, primary bedroom, and primary bath create a bright, spacious feel. The home was thoughtfully furnished by a professional interior designer and is being sold fully furnished and turnkey. The kitchen includes stainless steel appliances, quartz countertops, and shaker-style wood cabinetry. Additional features include solid surface flooring, tiled bathrooms, metal roof, vinyl windows, paver driveway and patio, one-car garage, and a fully fenced yard for privacy. Located less than 3 miles from historic downtown St. Augustine and minutes from the West King Street district. Suitable for primary residence or investment with short-term rental potential.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,165
Property taxesest. at asking price, St. Johns County$524
Estimated total, before insurance$2,689/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,014/yr · $334/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$394,000
$78,800
Loan Term
Monthly Payment
$2,165
Principal & Interest: $2,165
Property taxes (est.): $524
Insurance (est.): $263
Estimated Total Monthly
$2,952
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,565 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $37,500 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$296,776$296,776—
2024$28,392$28,392—

2025 property taxes (current owner): $4,014/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $334/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
688 Madeore Street, St. Augustine, FL 32084Listed by MOMENTUM REALTYAug 2026$290,000$2343/21,241330.2
860 W 6th Street, St. Augustine, FL 32084Listed by US REALTY HUBJul 2026$245,000$2323/21,05420.2
882 W 4th Street, St. Augustine, FL 32084Listed by MOMENTUM REALTYJul 2026$320,000$2583/21,241170.3
886 W 3rd Street, St. Augustine, FL 32084Listed by MOMENTUM REALTYAug 2026$335,000$2703/21,241140.4
1062 Collier Boulevard, St. Augustine, FL 32084Listed by MOMENTUM REALTYSep 2026$230,000$1923/21,200130.5
1025 Collier Boulevard, St. Augustine, FL 32084Listed by LOWEST FEE REALTY LLCJun 2026$290,000$2223/21,308220.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$394,000
Price / Sq Ft$334
Bedrooms2
Bathrooms3.00
Full Baths3
Square Footage1,180
Acres0.11 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address800 9th Street, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionCollier Heights
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size4,791.6 sq ft
Parcel Number1331700240

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofMetal
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 20, 2026
Days on Market280
Tax Amount$4,013.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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