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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 11, 2026·324 days on market·Recent sales in Jacksonville

1242 Mull Street

Jacksonville, FL 32205

$395,000sold priceListed at $411,900 · 95.9% of asking$190/sqftMLS# 2094928
4
Beds
5
Baths
2,076
Sq Ft
2024
Built
—
Garage
No
Pool
No HOA2,614 sqft lotDuplex

About this home

Jacksonville

Fully OCCUPIED Investment Opportunity! Brand new construction by Southern Impression Homes. Both units are currently occupied with leases in place, offering a property with established tenancy at the time of closing. This home may qualify for special financing, including a 3.75% interest rate (5.068% APR), along with two years of professional property management provided at no cost, subject to terms and conditions. Enjoy the benefits of new construction, including builder warranties and lower maintenance considerations. This property offers flexibility for a variety of ownership strategies. Builder offering limited-time incentives and special financing programs, ask your REALTOR® for complete details. One or more photo(s) may have been virtually staged. Photos may be of a similar or previously completed unit and are for illustrative purposes only. Features, finishes, and layout may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, Duval County$645
Estimated total, before insurance$2,833/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,096
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$144,004$144,004—
2024$25,300$23,655—
2023$25,300$21,505—
2022$19,550$19,550▲ $2,300
2021$17,250$17,250▲ $5,750

2024 property taxes (current owner): $433/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1246 Mull Street, Jacksonville, FL 32205Listed by SUNCOAST PROPERTY MANAGEMENT LLCApr 2026$177,500$864/52,0762730
1231 Pangola Drive, Jacksonville, FL 32205Listed by SUNCOAST PROPERTY MANAGEMENT LLCFeb 2026$410,000$1974/52,0761890
1249 Pangola Drive, Jacksonville, FL 32205Listed by SUNCOAST PROPERTY MANAGEMENT LLCDec 2025$411,900$1984/52,0761730
1238 Pangola Drive, Jacksonville, FL 32205Listed by SUNCOAST PROPERTY MANAGEMENT LLCApr 2026$406,900$1964/52,0762460.1
1242 Pangola Drive, Jacksonville, FL 32205Listed by SUNCOAST PROPERTY MANAGEMENT LLCSep 2025$421,900$2034/52,076560.1
5237 Plymouth Street, Jacksonville, FL 32205Listed by THE MULTIFAMILY ADVISORSSep 2026$206,000$1354/21,525640.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$411,900
Price / Sq Ft$198
Bedrooms4
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage2,076
Acres0.06 acres
Year Built2024
TypeResidential Income
Sub-TypeDuplex
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHyde Park
MiddleLake Shore

Community Information

Address1242 Mull Street, Jacksonville, FL 32205
Area052-Lakeshore
SubdivisionCedarhurst
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size2,613.6 sq ft
Parcel Number0668780020

Amenities

UtilitiesElectricity Available, Water Available
ParkingOn Street, Shared Driveway

Interior

AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric

Exterior

Lot DescriptionCleared

Additional Information

Date ListedJune 23, 2025
Days on Market324
Tax Amount$433.02
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionNo

Listing Courtesy of: SUNCOAST PROPERTY MANAGEMENT LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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