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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Grande, Ponte Vedra Beach — a home near St. Augustine High School.

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Active Under Contract

Active Under Contract·272 days on market·Ocean Grande

325 S Ocean Grande Drive 203

Ponte Vedra Beach, FL 32082

$659,000$324/sqftEst. $3,650/moMLS# 2125076
↓ $40,900 below original list
3
Beds
3
Baths
2,036
Sq Ft
2006
Built
1
Garage
No
Pool

4 more homes for sale in Ocean Grande →Search Ocean Grande on the map

FEMA Zone XHOA $913/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ocean Grande

Come Enjoy the Ponte Vedra beach lifestyle in this Beautiful Condo WITH OCEAN VIEWS! Welcome to resort-style coastal living in the highly sought-after Ocean Grande community. This rare, fully furnished, move-in ready second-floor condo offers stunning preserve and Atlantic Ocean views, delivering the perfect blend of privacy, luxury, and seaside charm. This bright and spacious 3-bedroom, 3-bath residence features a thoughtfully designed split-bedroom floorplan with no wasted space, where each bedroom enjoys its own en-suite bath--ideal for family, guests, or hosting. From the kitchen, family room, casual dining nook, owner's suite, and screened lanai, enjoy peaceful preserve views and glimpses of the ocean, creating a true coastal retreat. The open-concept kitchen is beautifully appointed with: 42'' cabinetry, Granite, Gas cooktop, Food Prep island, Wine refrigerator, Pantry and All appliances. The owner's suite is generously sized and features private access to the screened lanai

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,650
Property taxesest. at asking price, St. Johns County$877
HOAbilled monthly$913
Estimated total, before insurance$5,440/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,972/yr · $664/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$659,000
$131,800
Loan Term
Monthly Payment
$3,650
Principal & Interest: $3,650
Property taxes (est.): $877
Insurance (est.): $439
Estimated Total Monthly
$4,966
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$589,418$589,418—
2024$669,448$669,448—
2023$642,704$592,704—
2022$470,452$443,740—
2021$403,400$403,400—
2020$367,710$367,710—

2025 property taxes (current owner): $7,972/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 10, 2026Active Under Contract$659,000
  • Oct 8, 2026Price change$659,000−$40,900
  • Jan 14, 2026Listed$699,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $284/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
325 S Ocean Grande Drive 201, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDSep 2026$810,000$3623/32,239390
310 S Ocean Grande Drive 304, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$671,500$3303/32,036100.1
310 Ocean Grande Drive 206, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDJul 2026$634,000$2843/32,236290.1
215 Ocean Grande Drive PH3, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDJul 2026$457,650$2253/32,0362310.2
220 S Ocean Grande Drive 104, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Apr 2025$575,000$2573/32,2391600.2
425 N Ocean Grande Drive 104, Ponte Vedra Beach, FL 32082Listed by NON MLS (realMLS)Oct 2026$550,000$2703/22,03610.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$659,000
Price / Sq Ft$324
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,036
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryKetterlinus
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address325 S Ocean Grande Drive 203, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionOcean Grande
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number1422290523
ZoningCondominium

Amenities

AmenitiesCable TV, Elevator(s), Pickleball, Tennis Court(s), Water
Community FeaturesStreet Lights, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePrivate
ParkingDetached, Garage, Guest
ViewOcean, Protected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Alarm, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionOther
Patio / PorchCovered, Rear Porch, Screened
RoofTile
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 14, 2026
Days on Market269
HOA Fees$913 / Monthly
HOA FrequencyMonthly
HOA NameOcean Grande HOA
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$7,971.98
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Grande

Ocean Grande is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Ocean Grande homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines