This home is in Ocean Grande, Ponte Vedra Beach.

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Active

Active·182 days on market·Ocean Grande

325 S Ocean Grande Drive 203

Ponte Vedra Beach, FL 32082

$699,900$344/sqftEst. $3,725/moMLS# 2125076

Beds

Baths

2,036

Sq Ft

2006

Built

Garage

Pool

About this home

Ocean Grande

THE SELLER WILL PAY $10,000 TOWARDS A BEACH CLUB MEMBERSHIP WITH AN ACCEPTABLE OFFER! Come Enjoy the Ponte Vedra beach lifestyle in this Beautiful Condo WITH OCEAN VIEWS! Welcome to resort-style coastal living in the highly sought-after Ocean Grande community. This rare, fully furnished, move-in ready second-floor condo offers stunning preserve and Atlantic Ocean views, delivering the perfect blend of privacy, luxury, and seaside charm. This bright and spacious 3-bedroom, 3-bath residence features a thoughtfully designed split-bedroom floorplan with no wasted space, where each bedroom enjoys its own en-suite bath--ideal for family, guests, or hosting. From the kitchen, family room, casual dining nook, owner's suite, and screened lanai, enjoy peaceful preserve views and glimpses of the ocean, creating a true coastal retreat. The open-concept kitchen is beautifully appointed with: 42'' cabinetry, Granite, Gas cooktop, Food Prep island, Wine refrigerator, Pantry and All appliances.

Cost to own

Mortgage calculator

Home Price

$699,900

Down Payment: 20%

$139,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,535

Principal & Interest: $3,535

Est. Taxes & Insurance: $884

Estimated Total Monthly

$4,419

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,725

Property taxesest. at asking price, St. Johns County$931

HOAbilled monthly$913

Estimated total, before insurance$5,569/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$589,418	$589,418	—
2024	$669,448	$669,448	—
2023	$642,704	$592,704	—
2022	$470,452	$443,740	—
2021	$403,400	$403,400	—
2020	$367,710	$367,710	—

2025 property taxes (current owner): $7,972/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 14, 2026Listed$699,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$699,900

Price / Sq Ft$344

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,036

Year Built2006

TypeResidential

Sub-TypeCondominium

StyleFlat

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address325 S Ocean Grande Drive 203, Ponte Vedra Beach, FL 32082

Area264-South Ponte Vedra Beach

SubdivisionOcean Grande

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number1422290523

ZoningCondominium

Amenities

AmenitiesCable TV, Elevator(s), Pickleball, Tennis Court(s), Water

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePrivate

ParkingDetached, Garage, Guest

ViewOcean, Protected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryIn Unit

SecurityFire Alarm, Security Gate, Smoke Detector(s)