Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ocean Grande, Ponte Vedra Beach — a home near St. Augustine High School.

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Pending

Pending·120 days on market·Ocean Grande

325 S Ocean Grande Drive 201

Ponte Vedra Beach, FL 32082

$825,000$368/sqftEst. $4,241/moMLS# 2142682

Beds

Baths

2,239

Sq Ft

2006

Built

Garage

Pool

About this home

Ocean Grande

OCEAN VIEW CONDO | MAINTENANCE-FREE LIVING | CORNER END UNIT | PRIVATE GARAGE...Experience the best of coastal luxury living in this rarely available 2nd-floor corner residence in the highly sought-after Ocean Grande community. Showcasing panoramic Atlantic Ocean views, this is one of the most desirable and limited opportunities for oceanfront-style condo living in Northeast Florida. Offering over 2,200 square feet, this is the largest floor plan available, complete with a private oversized 1-car garage--a rare and valuable feature for beachside living. Accessible by elevator or stairs, the moment you step inside, you're greeted by expansive ocean views that immediately define the space. The open-concept layout is designed for both everyday living and entertaining, seamlessly connecting the kitchen, dining, and living areas, all oriented toward the water--creating a true indoor-outdoor coastal lifestyle. The updated kitchen features: Ample counter space & quality cabinetry

Cost to own

Mortgage calculator

Home Price

$825,000

Down Payment: 20%

$165,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,241

Principal & Interest: $4,241

Property taxes (est.): $1,098

Insurance (est.): $550

Estimated Total Monthly

$5,889

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,241

Property taxesest. at asking price, St. Johns County$1,098

HOAbilled monthly$1,026

Estimated total, before insurance$6,365/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,367/yr · $531/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$681,345	$458,804	—
2024	$724,605	$445,166	—
2023	$678,912	$430,744	—
2022	$521,283	$416,742	—
2021	$453,148	$403,148	—
2020	$453,148	$453,148	—

2025 property taxes (current owner): $6,367/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$825,000

Price / Sq Ft$368

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,239

Year Built2006

TypeResidential

Sub-TypeCondominium

StyleFlat

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address325 S Ocean Grande Drive 201, Ponte Vedra Beach, FL 32082

Area264-South Ponte Vedra Beach

SubdivisionOcean Grande

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number1422290521

Amenities

AmenitiesCable TV, Elevator(s), Gated, Pickleball, Tennis Court(s), Trash

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingDetached, Garage, Gated, Guest

ViewOcean, Protected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringLaminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LaundryElectric Dryer Hookup, In Unit

SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)