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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Feb 10, 2026·1 day on market·Recent sales in St. Johns County

32 High Oaks Place

St. Johns, FL 32259

$1,000,000sold priceListed at $995,000 · 100.5% of asking$343/sqftMLS# 2125017
4
Beds
2.5
Baths
2,912
Sq Ft
2020
Built
3
Garage
Yes
Pool
HOA $5/mo13,939 sqft lotSingle Family Residence1 story

About this home

St. Johns

LUXURY LIVING IN THE HEART OF RIVERTOWN. This exceptional, High-end Pool home is loaded with designer upgrades and crafted for both everyday comfort and unforgettable entertaining. Located in the RETREAT, a private enclave of 11 homes situated on 80' lots on a beautiful preserve. At the Heart of the home is a gourmet chef's kitchen, thoughtfully designed with waterfall quartz countertops, soft close custom cabinetry, illuminated upper cabinets, & premium finishes throughout. A butler's pantry with additional refrigerator & coffee station, along with a built-in walk-in pantry to elevate functionality to a level rarely found. The expansive primary suite is a private retreat, featuring a spa-inspired luxury bath with stand-alone tub, large walk-in shower, make-up counter, & custom-built walk-in closet that blends beauty with impeccable organization. Step out the 4-panel glass sliding door into your own Private Resort Oasis. The Screened Pool Enclosure opens to an entertainers Dream...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,539
Property taxesest. at asking price, St. Johns County$1,331
HOAbilled annually$5
Estimated total, before insurance$6,874/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,668/yr · $1,222/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,000,000
$200,000
Loan Term
Monthly Payment
$5,539
Principal & Interest: $5,539
Property taxes (est.): $1,331
Insurance (est.): $667
Estimated Total Monthly
$7,536
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $920,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$725,225$725,225—
2024$753,915$753,915—
2023$701,619$456,014—
2022$544,219$441,276—
2021$438,527$388,527—

2025 property taxes (current owner): $14,668/yr

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $342/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$505,000$2133/22,370550.3
25 Perdido Street, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSOct 2026$599,000$2424/3.52,47130.4
165 High Brush Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,000,000$2914/3.53,436560.6
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$550,000$2393/2.52,30550.7
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$525,000$2074/3.52,5331020.7
175 Wild Sage Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$1,046,000$3205/43,271230.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$995,000
Price / Sq Ft$342
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,912
Acres0.32 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Pool Sweep, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo

Community Information

Address32 High Oaks Place, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRetreat
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,939.2 sq ft
Parcel Number0007160110

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard

Additional Information

Date ListedJanuary 14, 2026
Days on Market1
HOA Fees$55 / Annually
HOA FrequencyAnnually
Tax Amount$14,667.92
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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