This home is in St. Johns.
Sold·Closed Aug 17, 2026·102 days on market·Recent sales in RiverTown
229 Chandler Drive
St. Johns, FL 32259
About this home
St. Johns
PRICE IMPROVEMENT!! Welcome to this beautifully maintained home, featuring an extremely LOW ASSUMABLE FHA MORTGAGE creating a unique opportunity for qualified buyers. Enjoy the benefits of a low-maintenance yard, giving you more time to take advantage of Rivertown's incredible resort-style amenities while still offering the perfect space to relax, entertain, or create your own outdoor canvas. Inside, you'll find a spacious open split floor plan with attractive neutral tones, engineered hardwood flooring in the main living areas, & soft carpeting in the bedrooms. The stunning kitchen is designed for both everyday living, featuring quartz countertops, stainless steel appliances, a gas range, a large center island, and abundant cabinetry. The living and dining areas flow seamlessly together, perfect for entertaining. The expansive primary suite offers a peaceful retreat with dual closets and a well-appointed ensuite bath
Next steps in RiverTown
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,740 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $491,785 | $392,539 | — |
| 2024 | $508,227 | $380,769 | — |
| 2023 | $512,061 | $368,222 | — |
| 2022 | $406,041 | $356,041 | — |
| 2021 | $75,000 | $75,000 | — |
2025 property taxes (current owner): $9,262/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 18, 2026Closed$520,000
- Aug 5, 2026Pending$520,000
- Mar 20, 2026Listed$520,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $750,000 | $233 | 5/4 | 3,217 | 14 | 0.1 |
| 231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLC | Sep 2026 | $550,000 | $239 | 3/2.5 | 2,305 | 5 | 0.2 |
| 246 Twin Flower Place, Jacksonville, FL 32259Listed by REAL BROKER LLC | Sep 2026 | $554,500 | $202 | 4/3.5 | 2,744 | 347 | 0.3 |
| 254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS) | Oct 2026 | $524,756 | $276 | 2/2 | 1,900 | 0 | 0.6 |
| 91 Walnut Glen Court, St. Johns, FL 32259Listed by GIVE BACK REALTY, LLC. | Sep 2026 | $700,000 | $214 | 5/4 | 3,271 | 46 | 0.6 |
| 148 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLC | Sep 2026 | $565,000 | $292 | 2/2 | 1,932 | 6 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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