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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hastings, Hastings.

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Active

Active·265 days on market·Hastings

10110 US Highway 1 N

Hastings, FL 32145

$899,000Est. $4,921/moMLS# 2124966
↓ $301,000 below original list
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool

2 more homes for sale in Hastings →Search Hastings on the map

FEMA Zone XNo HOA3.35 acresUnimproved Land

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hastings

This 3.35 acre parcel has 300+ ft on US Highway in St Johns County just south of the 95 corridor with all parcels surrounding are commercial . Sellers are in process to having it rezoned to CHT like the surrounding parcels.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,921
Property taxesest. at asking price, St. Johns County$1,196
Estimated total, before insurance$6,117/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,000
$179,800
Loan Term
Monthly Payment
$4,921
Principal & Interest: $4,921
Property taxes (est.): $1,196
Insurance (est.): $599
Estimated Total Monthly
$6,716
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,574 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,580,200 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$907,724$907,724—
2024$497,979$385,013—
2023$350,012$350,012—
2022$352,602$352,602—
2021$352,602$352,602—
2020$355,002$355,002—

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 7, 2026Price change$899,000−$301,000
  • Jan 13, 2026Listed$1,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres3.35 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address10110 US Highway 1 N, Hastings, FL 32145
Area333-St Johns County-SE
SubdivisionHastings
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size145,926 sq ft
Parcel Number187861-0120
ZoningRezone Possible

Amenities

UtilitiesSewer Not Available, Water Not Available
Water SourceNone

Exterior

Lot DescriptionAgricultural, Cleared
Road FrontageHighway, State Road

Additional Information

Date ListedJanuary 13, 2026
Days on Market237
Listing TermsCash, Conventional, Lease Option, Owner May Carry, Private Financing Available
55+ CommunityNo

Listing Courtesy of: SEABREEZE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hastings

Hastings is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Hastings homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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