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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 26, 2026·108 days on market·Recent sales in Jacksonville

1305 Panther Lake Parkway

Jacksonville, FL 32221

$308,000sold priceListed at $313,000 · 98.4% of asking$154/sqftMLS# 2124582
3
Beds
2
Baths
2,003
Sq Ft
2023
Built
2
Garage
No
Pool
HOA $36/mo8,276 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Meticulously kept and virtually brand new home, priced well below appraised value and recent sales! Home appraised for 335k in January. Sellers are moving due to a military change of orders and have completed all short sale processing for expedited approval. Don't miss this opportunity for instant equity with a seller credit toward buyer's closing costs! This home offers privacy on a preserve lot with all the neighborhood amenities! Split bedroom floorplan includes 3 bedrooms, large office/bonus room, and 2 full bathrooms. Spacious kitchen with oversized island, abundant cabinet and countertop space, and a seamless flow into the living and dining area. Master bathroom includes a walk-in tiled shower, dual vanities, and lots of closet space. Enjoy outdoor living on the covered back porch with preserve view. Community amenities include a pool, fitness center, tennis/pickleball courts, soccer field, playground, dog park, all with low HOA fees!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,706
Property taxesest. at asking price, Duval County$503
HOAbilled annually$36
Estimated total, before insurance$2,245/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,714/yr · $310/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$308,000
$61,600
Loan Term
Monthly Payment
$1,706
Principal & Interest: $1,706
Property taxes (est.): $503
Insurance (est.): $205
Estimated Total Monthly
$2,414
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $360,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$304,885$178,516—
2024$294,747$172,778▲ $10,674
2023$67,500$67,500—

2025 property taxes (current owner): $3,714/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1437 Tan Tara Trail, Jacksonville, FL 32221Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$385,000$1914/2.52,013250.2
1486 Panther Lake Parkway, Jacksonville, FL 32221Listed by SUPREME PATH BROKERAGE LLCSep 2026$415,000$1784/32,329850.3
899 Panther Lake Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYJul 2026$363,990$1634/42,239240.4
1380 Panther Preserve Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYSep 2026$280,000$1823/21,541740.5
11309 Panther Lake Court, Jacksonville, FL 32221Listed by ROUND TABLE REALTYAug 2026$351,990$1504/2.52,353800.5
11323 Tiburon Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$316,000$2014/21,574440.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$313,000
Price / Sq Ft$156
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,003
Acres0.19 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1305 Panther Lake Parkway, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size8,276.4 sq ft
Parcel Number0018606210
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Off Site, Pickleball, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio, Porch
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedJanuary 10, 2026
Days on Market108
HOA Fees$435 / Annually
HOA FrequencyAnnually
HOA NamePanther Creek Homeowner's assoication
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$3,714.25
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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