This home is in Johns Creek, Jacksonville.
Active·142 days on market·Johns Creek
12851 Winthrop Cove Drive
Jacksonville, FL 32224
14 more homes for sale in Johns Creek →Search Johns Creek on the map
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About this home
Johns Creek
Visually Intriguing Property set within the sought after Johns Creek Community. Property is nestled on quiet cul de sac for added privacy. Expansive interior to include open floorpan with living, dining, kitchen combo. Focal Wood Wall and fireplace in living room adds additional interest. Large Breakfast Bar with additional eat in space at kitchen as well. Kitchen Refrigerator does not convey with Purchase. Split bedroom layout with very large master including 2nd living room off master. Master Bedroom Ensuite with garden tub, separate shower and double sinks. 2 additional bedrooms are ample size for family needs. Large two car garage with mini split unit for Heat and AC temperature control. Fenced back yard with fire pit for cozy evenings at home. HVAC Replaced in 2021, Roof with Architectural Shingles installed 2014. This Price has NOT been approved by Short Sale Lender and ALL Offers are contingent on Short Sale Lender Approval.
Next steps in Johns Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,684 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Ave Sabout 5 mi · 27 parking spaces
Closest park or preserve
Dutton Island Preserve25 min drive · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 6 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 3 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Park11 min drive · Soccer
Closest grocery store
Publix5 min drive · 4765 Hodges Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $435,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $401,335 | $326,817 | ▲ $35,474 |
| 2024 | $366,899 | $316,899 | ▼ $10,284 |
| 2023 | $390,686 | $297,597 | ▲ $40,793 |
| 2022 | $337,473 | $287,473 | — |
| 2021 | $265,938 | $205,761 | ▲ $3,700 |
| 2020 | $248,581 | $198,581 | ▲ $3,690 |
2025 property taxes (current owner): $6,327/yr
Estimated taxes if purchased at asking price: ~$7,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 19, 2026Price change$399,900−$22,100
- Oct 2, 2026Price change$422,000+$22,100
- Sep 15, 2026Price change$399,900−$30,000
- Aug 13, 2026Active$429,900
- Aug 5, 2026Active Under Contract$429,900
- Jul 21, 2026Price change$429,900−$5,000
- Jul 17, 2026Price change$434,900−$5,000
- Jun 4, 2026Listed$439,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $213/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4455 Rocky River Road W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $529,100 | $274 | 3/2 | 1,932 | 33 | 0.4 |
| 13096 Quincy Bay Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $515,000 | $264 | 3/2 | 1,950 | 11 | 0.4 |
| 12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $692,000 | $304 | 4/3 | 2,276 | 62 | 0.5 |
| 3840 Michaels Landing Circle E, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $690,000 | $284 | 4/3 | 2,430 | 173 | 0.9 |
| 4666 Kernan Mill Lane E, Jacksonville, FL 32224Listed by EPIQUE REALTY, INC | Sep 2026 | $495,000 | $274 | 3/2 | 1,808 | 3 | 0.9 |
| 12527 Ash Harbor Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $364,000 | $242 | 3/2 | 1,502 | 28 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NEFLA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Johns Creek
Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Johns Creek homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines