This home is in Jacksonville — a waterfront home in Jacksonville.
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Sold·Closed Mar 23, 2026·47 days on market·Recent sales in Jacksonville
17546 Montessa Terrace
Jacksonville, FL 32226
About this home
Jacksonville
** Experience Eagle Bend Island, an intimate, waterfront, gated community, located 20 minutes from Fernandina/Amelia Island and 30 minutes from Jacksonville. As soon as you pass through the security gate, you'll feel the worries of the day dissipate, replaced by a sense of tranquility that envelops you. Imagine inviting friends over for cocktails, preparing a delicious meal in your beautiful Chef's kitchen, or enjoying a relaxing afternoon on the boat or jet ski. The outdoor space is perfect for tending to your garden, unwinding by the firepit, or soaking in the hot tub while watching the sunset paint the sky. The sellers have invested significantly in renovations and upgrades, ensuring that this home is not just a place to live, but a lifestyle to embrace. I encourage you to schedule a private tour to truly experience everything Montessa Terrace has to offer.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,285 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Burney Parkabout 9 mi · 220 parking spaces
Closest park or preserve
Betz-Tiger Point Preserveabout 8 mi · 4.3 mi of trails
Closest public boat ramp
Half Moon Island Preserve Boat Rampabout 1 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 7 mi · Edwards Creek
Closest youth league fields
Tom Marshall Parkabout 6 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 5 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $11,855/yr
Estimated taxes if purchased at asking price: ~$29,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $395/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 17330 Elsinore Drive, Jacksonville, FL 32226Listed by WATERMARKE REALTY GROUP LLC | Apr 2026 | $418,000 | $144 | 4/2.5 | 2,909 | 150 | 0.5 |
| 984 Eagle Bend Court, Jacksonville, FL 32226Listed by EXIT 1 STOP REALTY | May 2026 | $509,000 | $162 | 4/4 | 3,136 | 174 | 0.7 |
| 1240 Beekman Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Jun 2026 | $776,000 | $193 | 5/4 | 4,019 | 110 | 0.8 |
| 16361 Magnolia Grove Way, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Jun 2026 | $525,000 | $149 | 5/4 | 3,513 | 5 | 1.8 |
| 16570 Sand Hill Drive, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $645,000 | $210 | 4/4 | 3,078 | 102 | 1.9 |
| 16216 Dowing Creek Drive, Jacksonville, FL 32218Listed by INI REALTY | May 2025 | $414,900 | $140 | 4/2.5 | 2,958 | 81 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Sold by: INI REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
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