Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hidden Hills, Jacksonville — a gated community home in Jacksonville.

Photo 1 / 40
Sold

Sold·Closed Jun 22, 2026·137 days on market·Recent sales in Hidden Hills·Hidden Hills

12202 Spiney Ridge Drive S

Jacksonville, FL 32225

$389,000sold priceListed at $399,900 · 97.3% of asking$206/sqftMLS# 2122010
4
Beds
2
Baths
1,891
Sq Ft
1977
Built
2
Garage
No
Pool

10 more homes for sale in Hidden Hills →Search Hidden Hills on the map

FEMA Zone XHOA $142/mo7,405 sqft lotSingle Family Residence1 story

About this home

Hidden Hills

If you're looking for a peaceful, nature-filled setting with abundant shade, this home offers a truly relaxing lifestyle. Enjoy low-maintenance living with no lawn care required--giving you more time to spend with family and friends. Nestled in a quiet Jacksonville neighborhood with minimal traffic, you'll appreciate the calm surroundings and pet-friendly atmosphere. Conveniently located just minutes from shopping, churches, the beach, and nearby golf courses, the community is also golf-cart friendly. Ed Austin Regional Park is within walking distance, offering endless opportunities for outdoor recreation. Highly rated schools are located just down the street, making this home ideal for families or those looking to retire and enjoy a relaxed Florida lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,155
Property taxesest. at asking price, Duval County$635
HOAbilled monthly$142
Estimated total, before insurance$2,932/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,625/yr · $219/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$389,000
$77,800
Loan Term
Monthly Payment
$2,155
Principal & Interest: $2,155
Property taxes (est.): $635
Insurance (est.): $259
Estimated Total Monthly
$3,049
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,500 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$323,195$117,124—
2024$304,491$113,116▲ $9,985
2023$304,551$108,366—
2022$259,854$103,754—
2021$208,954$99,276—
2020$200,960$97,215—

2025 property taxes (current owner): $2,625/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$399,900
  • Jul 7, 2026Withdrawn$399,900
  • Jan 9, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11987 Arbor Lake Drive, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$388,900$2553/21,526250.3
11636 Brush Ridge Circle N, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$385,000$2343/21,643210.3
4276 Stratford Way, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$529,000$2183/22,429550.3
3953 Arbor Bluff Lane E, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYAug 2026$449,000$2544/21,768100.3
3939 Arbor Bluff Lane E, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERYAug 2026$320,000$2402/21,33360.3
3329 Cancun Drive E, Jacksonville, FL 32225Listed by WATSON REALTY CORPSep 2026$285,000$1923/21,48550.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$211
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,891
Acres0.17 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12202 Spiney Ridge Drive S, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionHidden Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size7,405.2 sq ft
Parcel Number1606711006

Amenities

AmenitiesGated, Jogging Path, Park, Playground
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionMany Trees, Wooded
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 28, 2026
Days on Market137
HOA Fees$142 / Monthly
HOA FrequencyMonthly
Tax Amount$2,625.08
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PETRA MANAGEMENT INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hidden Hills

Hidden Hills is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Hidden Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines