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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Brook Forest, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed May 29, 2026·140 days on market·Recent sales in Brook Forest·Brook Forest

404 Woods Lane

St. Augustine, FL 32092

$349,990sold priceListed at $359,990 · 97.2% of asking$253/sqftMLS# 2121992
3
Beds
2
Baths
1,386
Sq Ft
2025
Built
2
Garage
No
Pool

43 more homes for sale in Brook Forest →Search Brook Forest on the map

HOA $250/mo6,970 sqft lotWaterfrontTownhouse1 storyNew construction

About this home

Brook Forest

* Sample Photos * The Manatee is a delightful 1,388 square foot home that offers both style and functionality. With 3 bedrooms and 2 bathrooms, it provides ample space for families or guests. The gourmet kitchen is a true standout, boasting a 30'' gas cooktop, electric oven/microwave combo, stainless steel vented hood, and dishwasher, making meal preparation a breeze. The 42'' kitchen cabinets with quartz countertops add a touch of elegance and modern appeal. This home is a perfect blend of contemporary design and practical living spaces, making it an ideal choice for those seeking a beautiful and functional abode.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, St. Johns County$466
HOAbilled monthly$250
Estimated total, before insurance$2,654/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,010/yr · $84/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,990
$69,998
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $466
Insurance (est.): $233
Estimated Total Monthly
$2,638
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$75,000$75,000—

2025 property taxes (current owner): $1,010/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
390 Woods Lane, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$349,990$1993/2.51,76000.2
367 Woods Lane, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$350,000$2523/21,38800.3
353 Woods Lane, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$350,000$2523/21,388670.3
163 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$329,990$2073/2.51,592480.3
155 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$329,990$2363/2.51,396520.4
159 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$340,994$2143/2.51,59200.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,990
Price / Sq Ft$260
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,386
Total Structure Area1,704 sq ft
Acres0.16 acres
Year Built2025
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

Community Information

Address404 Woods Lane, St. Augustine, FL 32092
Area304- 210 South
SubdivisionBrook Forest
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,969.6 sq ft
Parcel Number0103816360
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 15, 2026
Days on Market140
HOA Fees$250 / Monthly
HOA FrequencyMonthly
Tax Amount$1,010.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Brook Forest

Brook Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Brook Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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