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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fox Creek, Jacksonville.

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Sold·Closed Apr 7, 2026·80 days on market·Recent sales in Fox Creek·Fox Creek

10032 Sitting Fox Drive

Jacksonville, FL 32222

$290,000sold priceListed at $299,900 · 96.7% of asking$175/sqftMLS# 2121529
3
Beds
2
Baths
1,655
Sq Ft
2020
Built
2
Garage
No
Pool

5 more homes for sale in Fox Creek →Search Fox Creek on the map

HOA $71/mo4,792 sqft lotSingle Family Residence1 story

About this home

Fox Creek

Imagine waking up each morning in a home where everything just feels right. Sunlight streams through the windows, warming the beautiful new luxury vinyl plank floors beneath your feet as you plan your day--maybe a workout at the community fitness center, an afternoon by the pool, or simply relaxing in your private, fenced-in backyard under the Florida sky. This is more than a house. This is the life you've been working toward, and it's more affordable than you ever imagined--thanks to a rare 2.875% ASSUMABLE LOAN that puts homeownership within reach while everyone else struggles with rates twice as high. From the moment you step through the front door, you'll feel that unmistakable sense of home. The inviting foyer opens into a bright, airy gathering room where natural light creates a warm embrace that welcomes you after every long day.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Duval County$474
HOAbilled quarterly$71
Estimated total, before insurance$2,151/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $474
Insurance (est.): $193
Estimated Total Monthly
$2,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Dec 15, 2025Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10013 Sitting Fox Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$289,000$1793/21,6181020
10076 Kit Fox Parkway, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$270,000$1613/21,677680.1
10089 Kit Fox Parkway, Jacksonville, FL 32222Listed by HERRON REAL ESTATE LLCAug 2026$291,000$1624/21,79330.1
10079 Andean Fox Drive, Jacksonville, FL 32222Listed by KELLER WILLIAMS ST JOHNSAug 2026$390,000$1894/32,067210.2
7924 Island Fox Road, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$355,000$1744/32,04290.4
7781 Dunhill Court, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERYSep 2026$339,000$2213/21,537110.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$181
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,655
Total Structure Area1,814 sq ft
Acres0.11 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Ranch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEnterprise
MiddleCharger Academy
HighWestside High School

Community Information

Address10032 Sitting Fox Drive, Jacksonville, FL 32222
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionFox Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size4,791.6 sq ft
Parcel Number0164111560
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Tennis Court(s)
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

FencingBack Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedDecember 15, 2025
Days on Market80
HOA Fees$214 / Quarterly
HOA FrequencyQuarterly
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Fox Creek

Fox Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32222.

View all Fox Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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