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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed May 8, 2026·77 days on market·Recent sales in Jacksonville

1489 W 5th Street

Jacksonville, FL 32209

$150,000sold priceListed at $174,900 · 85.8% of asking$87/sqftMLS# 2120814
4
Beds
2
Baths
1,728
Sq Ft
1955
Built
—
Garage
No
Pool
No HOA3,485 sqft lotDuplex2 stories

About this home

Jacksonville

This investment opportunity can be yours! This 2-bedroom Northside duplex offers classic charm and everyday ease. Cook with confidence in a kitchen featuring hardwood cabinets, great countertops, refrigerator, and electric stove/oven. The open layout includes hardwood flooring, ceiling fans, central A/C, and washer/dryer hookups. Enjoy quiet mornings on the porch and make use of the private yard space. Located near Edward Waters University, the Lavilla Heritage Trail, and the Jacksonville Farmers Market, this spot blends history, flavor, and convenience. One or more photo(s) have been virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$831
Property taxesest. at asking price, Duval County$245
Estimated total, before insurance$1,076/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,888/yr · $157/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$150,000
$30,000
Loan Term
Monthly Payment
$831
Principal & Interest: $831
Property taxes (est.): $245
Insurance (est.): $100
Estimated Total Monthly
$1,176
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,285 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:30 AM, sunset 6:54 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,888/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $113/sq ft; this home is listed at $101/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1469 7th Street W, Jacksonville, FL 32209Listed by UNITED REAL ESTATE GALLERYJan 2026$230,000$1334/01,7281740.2
1431-1433 McConihe Street, Jacksonville, FL 32209Listed by CORE REALTY, LLCJan 2026$60,280$454/21,352330.2
1479 8th Street W, Jacksonville, FL 32209Listed by SELECT REALTY LLCDec 2025$120,000$774/21,5644630.3
1538 Ella Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENTNov 2025$170,000$1264/21,344640.3
1417 Logan Street, Jacksonville, FL 32209Listed by GAILEY ENTERPRISES LLCSep 2025$170,000$1134/21,500600.4
1421 Logan Street, Jacksonville, FL 32209Listed by GAILEY ENTERPRISES LLCSep 2025$170,000$1134/21,500600.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$174,900
Price / Sq Ft$101
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,728
Total Structure Area1,761 sq ft
Acres0.08 acres
Year Built1955
TypeResidential Income
Sub-TypeDuplex
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address1489 W 5th Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionBarnetts
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size3,484.8 sq ft
Lot Dimensions35 X95
Parcel Number0542040000
ZoningResidential

Amenities

UtilitiesCable Available
ParkingOff Street

Interior

AppliancesRefrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo

Exterior

Lot DescriptionFew Trees
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 8, 2025
Days on Market77
Tax Amount$1,888.32
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Sold by: PROVINCE REALTY GROUP LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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