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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed May 29, 2026·33 days on market·Recent sales in Jacksonville

10872 Havertz Lane Lot 20

Jacksonville, FL 32218

$204,900sold priceListed at $204,900 · 100% of asking$133/sqftMLS# 2120734
3
Beds
2.5
Baths
1,538
Sq Ft
2026
Built
1
Garage
No
Pool
HOA $42/mo2,178 sqft lotTownhouse2 storiesNew construction

About this home

Jacksonville

INCENTIVES!! Closing Costs or Rate buy down! Completion date is end of June ** Welcome home to the 1538 Juniper Premium, a beautifully designed two-story townhome offering 1,538 sq. ft. of comfort and convenience. This versatile floorplan features 3 Bedrooms & 2.5 Baths and a 1-Car garage that adds convenience and extra storage space. Enjoy stylish finishes including wood-look tile throughout the main areas and cozy carpet in the bedrooms. The beautifully designed kitchen features granite countertops, a full appliance suite, and plenty of seating at the island. Enjoy peace of mind with a builder warranty and take advantage of closing cost assistance to make your move stress-free. Don't miss your chance to call the Juniper home, schedule your visit today and experience the perfect balance of style and function!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,135
Property taxesest. at asking price, Duval County$335
HOAbilled annually$42
Estimated total, before insurance$1,511/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$838/yr · $70/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$204,900
$40,980
Loan Term
Monthly Payment
$1,135
Principal & Interest: $1,135
Property taxes (est.): $335
Insurance (est.): $137
Estimated Total Monthly
$1,606
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,422 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$51,000$45,100—
2024$41,000$41,000—

2025 property taxes (current owner): $838/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $133/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
852 Hartshill Place Lot 47, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$208,900$1363/2.51,538700
850 Hartshill Place Lot 48, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$208,900$1363/2.51,538450
10874 Havertz Lane Lot 19, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEMay 2026$204,900$1333/2.51,538540
10878 Havertz Lane Lot 18, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEMar 2026$206,900$1353/2.51,538120
817 Berliner Way Lot 31, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$212,400$1383/2.51,538280.1
811 Berliner Way Lot 29, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$212,400$1383/2.51,5381070.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$204,900
Price / Sq Ft$133
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,538
Acres0.05 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleHalf Duplex
Property ConditionUnder Construction
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address10872 Havertz Lane Lot 20, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionHarts Ridge West
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size2,178 sq ft
Parcel Number0441470285

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle

Additional Information

Date ListedDecember 8, 2025
Days on Market33
HOA Fees$500 / Annually
HOA FrequencyAnnually
Tax Amount$837.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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