This home is in Secret Cove, Jacksonville — a pool home in Jacksonville.
Sold·Closed Jun 3, 2026·109 days on market·Recent sales in Secret Cove·Secret Cove
3420 Secret Cove Place
Jacksonville, FL 32216
3 more homes for sale in Secret Cove →Search Secret Cove on the map
About this home
Secret Cove
Situated on a quiet, dead-end street in one of the area's most desirable neighborhoods, this beautifully updated home offers the space, comfort, and lifestyle you are searching for. Nestled on a .33-acre lot, the property boasts a large backyard with an 8-foot privacy fence, in-ground pool, and above-ground spa--a true outdoor retreat designed for relaxation and effortless entertaining. Inside, you'll find three bedrooms plus an office/flex room, giving you the versatility to create a home office, guest space, playroom, or hobby area. With 2,110 sq. ft. of move-in-ready living space, this home has been thoughtfully improved with newer A/C, updated windows, and updated kitchen and bathrooms. A long driveway and side-entry garage offer generous parking options, creating both curb appeal and convenience.
Next steps in Secret Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,700 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $380,879 | $317,528 | ▲ $23,891 |
| 2024 | $357,872 | $307,872 | ▼ $625 |
| 2023 | $354,147 | $304,147 | — |
| 2022 | $343,541 | $297,519 | — |
| 2021 | $270,472 | $270,472 | ▲ $30,107 |
| 2020 | $228,809 | $132,596 | ▲ $5,969 |
2025 property taxes (current owner): $6,180/yr
Estimated taxes if purchased at asking price: ~$9,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $235/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3548 Boatwright Way W, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLC | Sep 2026 | $555,000 | $218 | 5/2.5 | 2,541 | 23 | 0.2 |
| 3600 Bowden Road S, Jacksonville, FL 32216Listed by RPB REALTY,INC | Aug 2026 | $485,000 | $233 | 4/2 | 2,084 | 91 | 0.2 |
| 7942 Mulhall Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLC | Sep 2026 | $275,000 | $164 | 3/2 | 1,680 | 110 | 0.3 |
| 3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PV | Sep 2026 | $470,000 | $206 | 4/2 | 2,286 | 41 | 0.4 |
| 3372 Tiger Hole Road, Jacksonville, FL 32216Listed by RPB REALTY,INC | Aug 2026 | $485,000 | $236 | 4/2.5 | 2,054 | 74 | 0.4 |
| 7421 Bowden Road, Jacksonville, FL 32216Listed by RPB REALTY,INC | Sep 2026 | $484,900 | $233 | 4/2 | 2,084 | 69 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Secret Cove
Secret Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32216.
View all Secret Cove homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines